Getting an IDFC First Credit Card

[Riya Sharma]

I have DCB, Axis Select and Axis Privilege (all LTF) and with limits above 5lakhs. But, the best IDFC First can offer me is their secured wow card for some bizarre reason. I opened an account with them a month ago and for some reason they opened salary account instead of savings. My salary gets credited in HDFC so I don’t know why IDFC did this and am not sure what will happen with this account in the future but I still have been unable to get an unsecured credit card from IDFC First.

Will maintaining 2 lakhs in this account make any changes or is just a waiting game? I have recently applied a month ago so I don’t think I will be able to reapply for the next 6 months, right?

 

[Nishan11]

Applied idfc credit card yesterday, despite being having good salary, I was offered SELECT. I put my Axis Atlas 10 L limit when mentioning other card.

I assume it's pincode issue, they don't wanna give wealth. Limit shown was 1.5 L which is lowest amongst my other cards.

Now they are asking me to do vkyc in 72 hrs but I am unsure about completing it because limit is too low.

Any suggestions?

@SSV @bvc19296

 

[bvc19296]

Applied idfc credit card yesterday, despite being having good salary, I was offered SELECT. I put my Axis Atlas 10 L limit when mentioning other card.

I assume it's pincode issue, they don't wanna give wealth. Limit shown was 1.5 L which is lowest amongst my other cards.

Now they are asking me to do vkyc in 72 hrs but I am unsure about completing it because limit is too low.

Any suggestions?

@SSV @bvc19296

Metro Pincode - Wealth card more than 5L CL on Axis, HDFC, Amex cards

Non Metro (Tier 2) - Select card irrespective of bank (CL above 2-3L)

Rural Pincode - Wow card (Secured or sometimes Unsecured)

There is one hack you can DM me.

 

[Nishan11]

Metro Pincode - Wealth card more than 5L CL on Axis, HDFC, Amex cards

Non Metro (Tier 2) - Select card irrespective of bank (CL above 2-3L)

Rural Pincode - Wow card (Secured or sometimes Unsecured)

There is one hack you can DM me.

Thankn you. Check you dm please 😊