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Getting ICICI secured card, should I wait for unsecured card or take it?
- Thread starter Taicu819
- Start date
Congratulations in advance ❤
Your one card banking partner ❓
akshayhs
TF Legend
What procedure did you follow? Can I get BoB Select with a OneCard limit of 50k active for 7m?
Obviously yes bro go ahead with BOB financial website in income documents section submit your card pic and latest statement 😀
akshayhs
TF Legend
What else do they ask? And what kind of kyc must I be ready for?
Mostly vkyc will be done if don't have an account in bob
akshayhs
TF Legend
No that's fine. It's only for my residence address or also for my work address?
Works.
Batmanbaba
TF Legend
I Applied online... With 3 month old one card lite.... In place of itr... Every where I uploaded my one card statement... They mailed... For itr documents... There also i sent cc statement... And my bob bank account 6 month statement with front of one card....
I was approved of easy rupay variant... After 2 month of using I mailed and got it upgraded to rupay premier....
I gave no documentation... Except cc statement... Also... There was no ipv for me... There was no contact from bank of baroda to me regarding my application.. It was approved... Even after I received.. A mail for rejection... After week of rejection mail... I got a link for vkyc.... Then I did instantly... In 1 day it was approved.... After vkyc...
Batmanbaba
TF Legend
Then use apay... It has highest limit
Shraaj
TF Premier
What did you do? Please Share. I am also waiting for such offers, Actually to be honest I am waiting for the Credit Card offers! I have received there Other Offers Like Vehicle Loan,Personal Loan,Home Loan,etc.
Just used the debit card for most of my transactions and checked my cibil free from iMobile app 😁✌
ICICI is very lazy in terms of giving pre-approved credit card offer from my experience. I have an saving account from last 1 year. They have every other offer like 2 wheeler, car, gadget loan etc. But they never give credit card offer. At last I had to apply platinum card and it was approved. But only 50k limit given. Then applied Amazon pay it was also shared with platinum.
Batmanbaba
TF Legend
What was ur cibil when u applied for platinum.. Was any documents asked..???
I have seen some people got this card approved like a pre approved card without any additional documents or verification 😅
Dhaval parihar
TF Select
Batmanbaba
TF Legend
NO.... I don't have apay.. I am thinking of taking platinum first... And then apply for apay.. On basis of platinum...
Bro
Apply from branch approvals have high chances and the time taken for approval is also less atleast in my case.
Let me tell you my scenario.
I wanted to apply BoB C2C where my oldest cc was only 4 months old with 50k limit which was highest of all.
I went to the branch to apply but the cc executive wasn't present instead they had displayed the executive's number on the counter.
I had a discussion with the executive and they told that as the card is not 6 months old they can't assure approval of cc.
I was ready to take a chance and told to apply, so I wanted premier cc but I had no income docs nor some good old cc, so the executive suggested me to apply for easy which would probably have the easiest approval.
So the executive directly applied without C2C and income docs.
Card was approved on fifth day and delivered on day 7. Limit was 44k.
And I then converted this easy cc into Rupay premier cc easily.
So basically take the cc with the highest approval rate and then convert it to the desired one😉
So try applying through branch if possible.
If u r from Mumbai I can provide you Agent's number.
Taicu819
TF Buzz
I did bro but got rejected.. now waiting for the cool down period.. I'm rarely using the secured card and it's already 15 months old.
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