Google Pay- Cibil - predict your score

[tachniki]

There is option to check Cibil score on Google Pay. (Obviously everyone knows that).

After checking score, there is also a section which predicts your score based on certain activity like getting new card or loan (different kind of loan with amount). Looks pretty cool. Has anyone tried it?



.

Spoiler: Which loan improves cibil score instantly?

Home loan instantly improve score while other causes a drop.

 

[Sourabh_13]

The predictions are always off the mark.

 

[tachniki]

Looks like same as score simulator on Cibil site. https://www.cibil.com/score-simulator

 

[lightwaves]

Yes, it’s the same one provided by CIBIL to its subscribers. It’s just a wrapper with a nice UI.

 

[rajdeep]

Han tried.... Simulation and actual same action me farak aayega....

When I added new queries in simulation it dropped my cibil by 10 points

But in reality 3 new cc queries added but score dropped only by 1 point

 

[deep@vie]

Han tried.... Simulation and actual same action me farak aayega....

When I added new queries in simulation it dropped my cibil by 10 points

But in reality 3 new cc queries added but score dropped only by 1 point

Yes, this is just speculation

 

[insomniac911]

I never ever got the same as they predicted!