GooglePay now support RuPay Credit Card on UPI

[Abhishek012]

GooglePay now support RuPay Credit Card on UPI:

Screenshot shared by @anonymuos

App version - 176.1.7 (beta).

 

[Deathsnatcher]

What is the advantage of using Rupay Credit Cards in UPI ? Apart from the money getting debited from credit card ?

Rewards will be credited for Using credit card via Upi
before this we used to get nothing while doing upi payments
so yes something is better than nothing.

 

[kjs]

Paying back with 1% cashback 🤣

But we might miss on using Upi Lite on Credit cards + we need to set spend limit of not more than 2-3k on Credit cards just to avoid any frauds if any can happen

 

[kjs]

Rewards will be credited for Using credit card via Upi
before this we used to get nothing while doing upi payments
so yes something is better than nothing.

I feel its still a risk .. even if We do 50k yearly transaction via UPI ..we can get max 1k cashback and for that we are exposing our credit card details , remember UPI fraud transactions can leave one no where if credit balance is on the higher side

 

[krnmalde97]

Google pay now support rupay upi for all users.

 

[Chaitanya-a]

Google pay now support rupay upi for all users.

Not yet on iOS

 

[insanegenius]

I feel its still a risk .. even if We do 50k yearly transaction via UPI ..we can get max 1k cashback and for that we are exposing our credit card details , remember UPI fraud transactions can leave one no where if credit balance is on the higher side

Given that cards often have protection against frauds with cashback and insurance, isn't that better than providing access your bank account?

 

[kjs]

Given that cards often have protection against frauds with cashback and insurance, isn't that better than providing access your bank account?

How efficient is the "Protection Against Frauds". In this digital world 1 account can be easily used only for UPI purpose & not keeping more than 10k in that account .Do we have time to fight the hustle for getting the money back Just for petty cashbacks definitely I don't want to expose Credit card that can be easily of 50k Limit.

 

[insanegenius]

How efficient is the "Protection Against Frauds". In this digital world 1 account can be easily used only for UPI purpose & not keeping more than 10k in that account .Do we have time to fight the hustle for getting the money back Just for petty cashbacks definitely I don't want to expose Credit card that can be easily of 50k Limit.

Very effective across Amex, ICICI and HDFC, from personal experience. Given all the rules RBI has implemented, and the entire grievance and ombudsman process, you are probably better protected with cards than directly exposing your account. Your card is a layer in front of your money.It's the bank's money being used till you pay the card bill 🙂

 

[breakingbat]

Showing an error to me when it tries to fetch cards linked with my HDFC account. Will try a few days later.

 

[Deathsnatcher]

I still cant see on ios
seems to me android is better in terms of updates than ios
Cant see a way to link rupay cc to gpay in IoS

 

[jaimingandhi64]

guys anyone facing issue with AXIS IOCL with transaction limit only till 5k? i am facing this issue and currently no solution on this. can someone help if they have faced the similar situation?

 

[vaibhav111vaibhav111 is verified member.]

Not yet on iOS

do comment if it show up on ios too

 

[vaibhav111vaibhav111 is verified member.]

I still cant see on ios
seems to me android is better in terms of updates than ios
Cant see a way to link rupay cc to gpay in IoS

phonepe and paytm work, in IOS in these android is way ahead and google pay probably in a month it should show up.