Got a pre-approved icici cc

[Rahul Gupta]

Hi, i opened a regular savings account in icici on 29.aug.2022 and today i received a pre-approved instant card with 1 lakh limit. The cards offered are Coral LTF, hpcl supersaver and makemytrip platinum.

I was maintaining above 7 lacks all the time with heavy transactions but still icici gave me a low limit of 1 lakh.

If i don't take the card now, what will happen? I mean they will increase offer limit or not? i am very frustrated now.

 

[Collector_sahab]

Get the Coral LTF, ask for LE later. My friend got his limit doubled in just one email with ICICI.

 

[Rahul Gupta]

Get the Coral LTF, ask for LE later. My friend got his limit doubled in just one email with ICICI.

After how many months?

 

[Collector_sahab]

CC 10 months old, opened and holds salary account with ICICI since 4 months.

 

[Rahul Gupta]

@Wealth is my birth right!
@Batmanbaba
@ashwink
@Abhishek012
@HyperBeast
@TechnoFino

Need your opinion guys.

 

[Rahul Gupta]

CC 10 months old, opened and holds salary account with ICICI since 4 months.

He got because of salary account

 

[TheTrickySid]

@Wealth is my birth right!
@Batmanbaba
@ashwink
@Abhishek012
@HyperBeast
@TechnoFino

Need your opinion guys.

I think you should grab the offer.
I do think that you should have atleast been offer around 3L limit along with Rubix.
I have no idea whether ICICI upgrades offer just like HDFC or not.
ICICI card variants are only for name sake all useless.
They should rename them as Useless 1, Useless 2 and so on.

Just grab the offer and wait for LE

 

[Wealth is my birth right!]

Hi, i opened a regular savings account in icici on 29.aug.2022 and today i received a pre-approved instant card with 1 lakh limit. The cards offered are Coral LTF, hpcl supersaver and makemytrip platinum.

I was maintaining above 7 lacks all the time with heavy transactions but still icici gave me a low limit of 1 lakh.

If i don't take the card now, what will happen? I mean they will increase offer limit or not? i am very frustrated now.

Opt for ltf coral like me
Mmt platinum waste only signature best
HPCL getting rewards is big headache as lot of hidden conditions

 

[Rahul Gupta]

Opt for ltf coral like me
Mmt platinum waste only signature best
HPCL getting rewards is big headache as lot of hidden conditions

Bro i don't care about icici cards as long as its LTF, for sale offers. But, i am frustrated with the limit they offered.

I am now thinking of waiting and seeing if they increase the offered limit.

 

[Rahul Gupta]

I think you should grab the offer.
I do think that you should have atleast been offer around 3L limit along with Rubix.
I have no idea whether ICICI upgrades offer just like ICICI or not.
ICICI card variants are only for name sake all useless.
They should rename them as Useless 1, Useless 2 and so on.

Just grab the offer and wait for LE

I was also expecting rubix with atleast 2 lack limit. I think this is happened because of 10k mab account, i should have taken titanium account for higher limit card.

 

[Batmanbaba]

TAke any icici card offered ltf... Icici is only for discounts. No rewards.. Have a ltf card and then take apay card... It's enough with icici

 

[Bhaskar]

Get the Coral LTF, ask for LE later. My friend got his limit doubled in just one email with ICICI.

Can you share which mail id? If possible please share what he wrote. I hold platinum and Amazon pay from last 10mnth. Savings account too but haven't got any LE till now.

 

[Rahul Gupta]

TAke any icici card offered ltf... Icici is only for discounts. No rewards.. Have a ltf card and then take apay card... It's enough with icici

Card is not a issue but limit is.

I want to see what happens if i don't take it. i think they will increase the offered limit. Also i got notification from amazon to get card in 60 seconds.

 

[Wealth is my birth right!]

Bro i don't care about icici cards as long as its LTF, for sale offers. But, i am frustrated with the limit they offered.

I am now thinking of waiting and seeing if they increase the offered limit.

I understand bro
Else take fd for 7 lac and get secured card for 5l limit use for an year so that other bank premium cards u can get c2c
One year of fd duration money lock

 

[Rahul Gupta]

I understand bro
Else take fd for 7 lac and get secured card for 5l limit use for an year so that other bank premium cards u can get c2c
One year of fd duration money lock

I don't want to lock money in secured cc. i am so confused now.

 

[FinoGuy]

TAke any icici card offered ltf... Icici is only for discounts. No rewards.. Have a ltf card and then take apay card... It's enough with icici

Going this way apay card limit will be shared with existing icici or separate limit.?

 

[FinoGuy]

I was also expecting rubix with atleast 2 lack limit. I think this is happened because of 10k mab account, i should have taken titanium account for higher limit card.

I have titanium account with 10k mab. Coral card is visible under preapproved offer but apply button not working

 

[souvikr]

Hi, i opened a regular savings account in icici on 29.aug.2022 and today i received a pre-approved instant card with 1 lakh limit. The cards offered are Coral LTF, hpcl supersaver and makemytrip platinum.

I was maintaining above 7 lacks all the time with heavy transactions but still icici gave me a low limit of 1 lakh.

If i don't take the card now, what will happen? I mean they will increase offer limit or not? i am very frustrated now.

1 lakh limit is pretty decent if this is your first icici card. Limit will increase automatically if you use your card regularly for proper purchase transactions (excluding money rotation transactions, if any). I got a limit of 80k an my first icici card (apay) which got increased to 2.8 lacs within 1 year. At that time I didn't even had an icici account.

 

[Batmanbaba]

Card is not a issue but limit is.

I want to see what happens if i don't take it. i think they will increase the offered limit. Also i got notification from amazon to get card in 60 seconds.

If u take apay card first.. U will never get any pre approved offer or card upgrade offer from icici.. So better take a normal card then apay. And limit they will increase.. 1 lakh is a decent limit... As u will mostly use it in offers only.... Icici is not for rewards

 

[Batmanbaba]

Going this way apay card limit will be shared with existing icici or separate limit.?

Shared limit....