Got a Pre-Approved IDFC Classic Card within a Second with a Credit Limit of 60k

[dhiraz]

Today I Get A Call From The IDFC First Bank Branch Saying I Have a Pre-Approved Offer of IDFC Millennia CC. Then I asked what's the Limit He Said wait a minute and After Checking on System He Said 60k Then I Said Take A Screenshot And Send it to My WhatsApp Number. He Takes a Photo of His Desktop And Send It To My WhatsApp Number.

Then I assured and Gave Him The Permission for Appling The Card. While Appling The Card He Said Sir Bank Also Offered You The Classic Card Which is Higher from Millennia. Then I Said Go With Classic. He Applied The Card and Ask For OTP's I Gave Him.

Card Applied & Get Approved Instantly then I Checked The Limit With WhatsApp Bots of IDFC Bank It Shows 60k.



I applied for IDFC Card Two Times They Rejected it Straight Away.
Now They Approved Instantly.

Yesterday Kotak Pre Approved Urbane Gold CC Also Applied By a Kotak CC Girl with a Limit of 85k I Also Request For Limit Screenshot But She Denied it And told Can't Share For Security Reasons.

 

[SaiyamK]

I applied for IDFC First CC 4 months bank and was rejected instantly saying internal criteria. The message showed I can reapply after 3 months. After 3 months when I try to apply again it shows the same message with a slight change and with the same application number.
I even tried emailing IDFC but of no help.
Can you or anyone help?

 

[dhiraz]

I applied for IDFC First CC 4 months bank and was rejected instantly saying internal criteria. The message showed I can reapply after 3 months. After 3 months when I try to apply again it shows the same message with a slight change and with the same application number.
I even trying emailing IDFC but of no help.
Can you or anyone help?

One Trick Can Works If You Have IDFC First Bank Account Currently 1% Cashback Offer Running on IDFC Debit Card So Just Pay Another Credit Card Bill From IDFC Debit Card. When You Use Your Debit Card Mostly Bank Thinks This User is Fit For Credit Card.

I also do the same just another credit card bill from IDFC Debit Card for two 80k transaction.

I also apply for IDFC Credit Card One Month Ago But They Rejected After One Month They Are Giving Pre-Approved Classic CC with 60k Limit.

So What They See in My Banking Profile.
Ak Dum Se Waqt Badal Diaa Jajbaat Badal Dia Aur Card De Dia

 

[Rahul Gupta]

One Trick Can Works If You Have IDFC First Bank Account Currently 1% Cashback Offer Running on IDFC Debit Card So Just Pay Another Credit Card Bill From IDFC Debit Card. When You Use Your Debit Card Mostly Bank Thinks This User is Fit For Credit Card.

I also do the same just another credit card bill from IDFC Debit Card for two 80k transaction.

I also apply for IDFC Credit Card One Month Ago But They Rejected After One Month They Are Giving Pre-Approved Classic CC with 60k Limit.

So What They See in My Banking Profile.
Ak Dum Se Waqt Badal Diaa Jajbaat Badal Dia Aur Card De Dia

lol

 

[pxg]

One Trick Can Works If You Have IDFC First Bank Account Currently 1% Cashback Offer Running on IDFC Debit Card So Just Pay Another Credit Card Bill From IDFC Debit Card. When You Use Your Debit Card Mostly Bank Thinks This User is Fit For Credit Card.

I also do the same just another credit card bill from IDFC Debit Card for two 80k transaction.

I also apply for IDFC Credit Card One Month Ago But They Rejected After One Month They Are Giving Pre-Approved Classic CC with 60k Limit.

So What They See in My Banking Profile.
Ak Dum Se Waqt Badal Diaa Jajbaat Badal Dia Aur Card De Dia

lol I have used IDFC Savings account (Niyo 0 MAB) as salary account with monthly credits since 1 year and I did a lot of foreign outward remittances/UPI and transfers to Zerodha but never used DC. They rejected me even though I hold account since 2019. Now I only see FD based WOW card option.

I think they somehow saw the losses in my Zerodha account and rejected 🤣

 

[Collector_sahab]

Today I Get A Call From The IDFC First Bank Branch Saying I Have a Pre-Approved Offer of IDFC Millennia CC. Then I asked what's the Limit He Said wait a minute and After Checking on System He Said 60k Then I Said Take A Screenshot And Send it to My WhatsApp Number. He Takes a Photo of His Desktop And Send It To My WhatsApp Number.

Then I assured and Gave Him The Permission for Appling The Card. While Appling The Card He Said Sir Bank Also Offered You The Classic Card Which is Higher from Millennia. Then I Said Go With Classic. He Applied The Card and Ask For OTP's I Gave Him.

Card Applied & Get Approved Instantly then I Checked The Limit With WhatsApp Bots of IDFC Bank It Shows 60k.

View attachment 5888View attachment 5889View attachment 5890

I applied for IDFC Card Two Times They Rejected it Straight Away.
Now They Approved Instantly.

Yesterday Kotak Pre Approved Urbane Gold CC Also Applied By a Kotak CC Girl with a Limit of 85k I Also Request For Limit Screenshot But She Denied it And told Can't Share For Security Reasons.

Do we require to provide OTPs to the call guys to apply for credit cards (pre approved) ?

 

[dhiraz]

Do we require to provide OTPs to the call guys to apply for credit cards (pre approved) ?

Yes There is Clearly Mentioned...
OTP For Credit Card Application Confirmation So Don't Worry