Pre approved IDFC Millennia card take or not?

[ashish216]

I have IDFC First Wealth account. I got a call from bank for IDFC First Pre approved MILLENNIA CREDIT CARD. Should I take it...?I asked them for Wealth Credit card but they said that they would require documentation...and I don't want to get into that...They said that get the Pre approved Millennia credit card and then they will upgrade it to IDFC Wealth credit card in few months as I am already a Wealth customer ...should I go for it?
Also...they are giving only 50k limit while I already have 2L limit on ICICI Sapphiro credit card. I'll contact my RM first about issuing wealth credit card and how much limit I'll get

 

[EternallyHopeful]

I have IDFC First Wealth account. I got a call from bank for IDFC First Pre approved MILLENNIA CREDIT CARD. Should I take it...?I asked them for Wealth Credit card but they said that they would require documentation...and I don't want to get into that...They said that get the Pre approved Millennia credit card and then they will upgrade it to IDFC Wealth credit card in few months as I am already a Wealth customer ...should I go for it?

Even after being a wealth customer, they are asking for documentation for Wealth Credit card? Strange..! People have gotten Wealth credit card even without being IDFC customers.

 

[kjain]

No
IDFC Millenium is a useless card. Escalate it as you are a wealth customer. Try mailing to banker@idfcfirstbank.com.

 

[ashish216]

I have IDFC First Wealth account. I got a call from bank for IDFC First Pre approved MILLENNIA CREDIT CARD. Should I take it...?I asked them for Wealth Credit card but they said that they would require documentation...and I don't want to get into that...They said that get the Pre approved Millennia credit card and then they will upgrade it to IDFC Wealth credit card in few months as I am already a Wealth customer ...should I go for it?

Also...they are giving only 50k limit while I already have 2L limit on ICICI Sapphiro credit card. I'll contact my RM first about issuing wealth credit card and how much limit I'll get.

 

[rohant]

Leave it!

Even Wealth is not that good now post the devaluation. Moreover, the reward system is also not that great. Only take, it it is wealth.

 

[ashish216]

No
IDFC Millenium is a useless card. Escalate it as you are a wealth customer. Try mailing to banker@idfcfirstbank.com.

This is the reply I got from customer care.

 

[kjain]

This is the reply I got from customer care.

Repky saying you are a wealth customer and attach another card with a limit of 5lakh if you have one. Another way is to push your RM to do so .
Honestly wealth is not a good credit card. You can search this forum to find a card that suits your need. No need to waste your time on such cards.