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Got Axis Ace Notification in Gpay. Should I apply?

Use GPay regularly and just for 15 days keep it in ghost mode. I mean use different UPI apps. You"ll definately get notification. My mom got in the same way.
Using it regularly on daily basis, need to check which other app I can use then, will see if I get any invitations.

Update : Installed BHIM
 
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