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Got call from my SBI bank branch regarding my SBI credit card

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m.a.d_eye

m.a.d_eye

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Today morning I got call from my SBI bank branch regard my SBI simply save rupay credit card.
I use this card mostly for UPI payments and got this card few months back only.
IMG_8178.JPG
Bank Lady told me there is an offer for me so they can upgrade my SBI simply save rupay credit card to SBI CashBack rupay credit card in free.
I asked specifically if she is sure that card will be a rupay card because I use it for UPI payments she told yes and she told limit will also be increased as current limit on simply save is Rs. 1.36L.

Now the thing is Renewal Fee (per annum): Rs. 999 in cashback credit card and Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000
which is Rs. 500 in simply save and Renewal Fee reversed if annual spends for last year >= Rs. 1,00,000.

What do you guys suggest? Should I got to branch and take this update?
Did any one else had this kind of upgrade? please share experience so it will be little easy for me to decide.
 
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m.a.d_eye said:
Today morning I got call from my SBI bank branch regard my SBI simply save rupay credit card.
I use this card mostly for UPI payments and got this card few months back only.
View attachment 42617
Bank Lady told me there is an offer for me so they can upgrade my SBI simply save rupay credit card to SBI CashBack rupay credit card in free.
I asked specifically if she is sure that card will be a rupay card because I use it for UPI payments she told yes and she told limit will also be increased as current limit on simply save is Rs. 1.36L.

Now the thing is Renewal Fee (per annum): Rs. 999 in cashback credit card and Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000
which is Rs. 500 in simply save and Renewal Fee reversed if annual spends for last year >= Rs. 1,00,000.

What do you guys suggest? Should I got to branch and take this update?
Did any one else had this kind of upgrade? please share experience so it will be little easy for me to decide.
Click to expand...
SBI cashback is not available in Rupay variant
 
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m.a.d_eye said:
Yes I believe because when I asked some more questions she told me to visit branch and meet in person.
Click to expand...
Get the SBI cashback credit card. 5% upto Rs5000 Cashback per month on all online shopping, travel etc.

You can buy total 1 lakh monthly Amazon gv at 5% cashback or
rotate money through some wallets and transfer the money to your bank account and earn 5% Cashback.

Only make sure that you will get SBI cashback credit card.
 
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m.a.d_eye said:
Today morning I got call from my SBI bank branch regard my SBI simply save rupay credit card.
I use this card mostly for UPI payments and got this card few months back only.
View attachment 42617
Bank Lady told me there is an offer for me so they can upgrade my SBI simply save rupay credit card to SBI CashBack rupay credit card in free.
I asked specifically if she is sure that card will be a rupay card because I use it for UPI payments she told yes and she told limit will also be increased as current limit on simply save is Rs. 1.36L.

Now the thing is Renewal Fee (per annum): Rs. 999 in cashback credit card and Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000
which is Rs. 500 in simply save and Renewal Fee reversed if annual spends for last year >= Rs. 1,00,000.

What do you guys suggest? Should I got to branch and take this update?
Did any one else had this kind of upgrade? please share experience so it will be little easy for me to decide.
Click to expand...
1) Do you want advices with regard to SBI CB card ? if yes .. just take it with eyes closed.

2) CB card on Rupay?? - update us about this after your visit to the branch.. as we got no info.
 
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Abhishek012 said:
LOL. akele akele lootne ka planning ha. 🤣🤣

SBI cashback card is "rozgar card"
Click to expand...
No looting here, never ever transferred money back to bank nor I will in future
..

I never ever promote rotation or back to bank transactions..

My statement on this subject in September last year can be found here..

www.technofino.in

Suggest me a lifetime free credit card.

Current I am having following cards as lifetime free: ->HDFC Millenia(90k) ->Federal Imperio (1.66L) ->Amazon ICICI (1L) -> ICICI Platinum (1L) -> ICICI Coral Rupay(1L) ->IndusInd Legend(75k) ->Kotak Zen(88K) ->Yes Bank Fin booster (60K) I would like to add some more LTF credit cards. I am...
www.technofino.in www.technofino.in
 
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S S V said:
No looting here, never ever transferred to bank transactions.
Open for any independent audit ..

I never ever promote rotation or back to bank transactions..

My statement on this subject in September last year can he found here..

www.technofino.in

Suggest me a lifetime free credit card.

Current I am having following cards as lifetime free: ->HDFC Millenia(90k) ->Federal Imperio (1.66L) ->Amazon ICICI (1L) -> ICICI Platinum (1L) -> ICICI Coral Rupay(1L) ->IndusInd Legend(75k) ->Kotak Zen(88K) ->Yes Bank Fin booster (60K) I would like to add some more LTF credit cards. I am...
www.technofino.in www.technofino.in
Click to expand...
jhoot-bolo-baar-baar-jhoot-bolo.gif
 
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m.a.d_eye said:
Today morning I got call from my SBI bank branch regard my SBI simply save rupay credit card.
I use this card mostly for UPI payments and got this card few months back only.
View attachment 42617
Bank Lady told me there is an offer for me so they can upgrade my SBI simply save rupay credit card to SBI CashBack rupay credit card in free.
I asked specifically if she is sure that card will be a rupay card because I use it for UPI payments she told yes and she told limit will also be increased as current limit on simply save is Rs. 1.36L.

Now the thing is Renewal Fee (per annum): Rs. 999 in cashback credit card and Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000
which is Rs. 500 in simply save and Renewal Fee reversed if annual spends for last year >= Rs. 1,00,000.

What do you guys suggest? Should I got to branch and take this update?
Did any one else had this kind of upgrade? please share experience so it will be little easy for me to decide.
Click to expand...
Branch never calls as sbi bank & sbi cards are two different entities.

But u can always find sbi cards guy in branch nowadays.usually don't have desk .

They don't have cashback card option as they don't have Sbi approved system to work on .hence can't see your offer .

So either its a sham or they thought u want a card with cashback & not a cashback card..
Or they thought sbi cashback card have rupay because it doesn't .
Else why would tata neu tops the list 😆😆
 
Upvote 0 Downvote
SBI Credit card is not issued by the Bank. It is issued by a non-banking subsidiary called SBICPSL. Bank employees would never call for card. The call you got is from some 3rd party agent, who may or may not be sitting in the branch.
 
Last edited:
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