Got conditional approval for Amex MRCC

[vajra]

Greetings!

I applied for MRCC card on 1st September 2023 and got conditionally credit approved along with "no income verification" message but the KYC e-mail I received there's "upload document" option at the very bottom and to be honest I'm 19 and I have no income proof whatsoever, is there any way out to get my application approved? Thanks.

 

[4uziaul]

Greetings!

I applied for MRCC card on 1st September 2023 and got conditionally credit approved along with "no income verification" message but the KYC e-mail I received there's "upload document" option at the very bottom and to be honest I'm 19 and I have no income proof whatsoever, is there any way out to get my application approved? Thanks.

It's quite obvious you probably did this after watching some video on YouTube. 🤣

Unfortunately, there's no way out of it; you have to submit income proof documents.

Let this be a lesson for you.

 

[shutapdiya]

What is your credit profile?

 

[vajra]

It's quite obvious you probably did this after watching some video on YouTube. 🤣

Unfortunately, there's no way out of it; you have to submit income proof documents.

Let this be a lesson for you.

Well I wouldn't argue this😛😛

 

[vajra]

What is your credit profile?

Cibil- 772


Age of credit- 1 year

Total enquiries ( incl AMEX)-3

Total active cards-2, FK axis Bank(15K limit) IDFC wow(10.5K)

 

[shutapdiya]

Cibil- 772


Age of credit- 1 year

Total enquiries ( incl AMEX)-3

Total active cards-2, FK axis Bank(15K limit) IDFC wow(10.5K)

What all documents they want you to upload there?

 

[vajra]

Basically these

 

[shutapdiya]

Basically these

Most likely its going to be rejected as i guess you wont be able to upload payslip

But if you have filled ITR, I suggest you try uploading ITR acknowledgement

 

[shutapdiya]

Basically these

Also have put any salary amount while applying?

 

[vajra]

Also have put any salary amount while applying?

Yes, 8-10 L( that's what the "Youtuber" recommended)

 

[shutapdiya]

Yes, 8-10 L( that's what the "Youtuber" recommended)

No way you are gone get this card bro
Kaha se aate hai aise Youtuber Bhai

 

[SSV]

This is just unbelievable....These guys are taking such a risk, faking totally , following the recommendations of some random untrustworthy guys on youtube and now asking for the remedy here.

Why these people don't seek the remedial advice from those same people they are following..

If these people come here first and ask , 'hey that guy is saying these things , shall I proceed with that'??
That would have been more appropriate...

All the best anyway...

 

[shubhamosy]

See @vajra There is no way to bypass it, and 8L entered.
Try uploading your "FK axis Bank" CC Newest Statement PDF even though it will likely be rejected most of the time.

 

[PavanPavan is verified member.]

This is just unbelievable....These guys are taking such a risk, faking totally , following the recommendations of some random untrustworthy guys on youtube and now asking for the remedy here.

Why these people don't seek the remedial advice from those same people they are following..

If these people come here first and ask , 'hey that guy is saying these things , shall I proceed with that'??
That would have been more appropriate...

All the best anyway...

++ once red flag is raised with documents bank will not forgive you 😛

 

[SSV]

See @vajra There is no way to bypass it, and 8L entered.
Try uploading your "FK axis Bank" CC Newest Statement PDF even though it will likely be rejected most of the time.

++ once red flag is raised with documents bank will not forgive you 😛

Or he can withdraw his application if possible to limit the damage... I am not sure if he can.. just saying...

 

[SSV]

@vajra , we are not trying to find fault with you..
Everyone does some mistakes at some point of time in their life...
but the right thing to do in those cases : Accept it , learn from it and never repeat it..

Take it easy, world is not falling ... just learn the lesson , do what best can be done and move on..

Have fun buddy...

 

[Shubham Yadav]

Yes, 8-10 L( that's what the "Youtuber" recommended)

Bro why did u watch that youtuber when there is TF community fully loaded with experienced and expert member.

 

[shubhamosy]

@vajra , we are not trying to find fault with you..
Everyone does some mistakes at some point of time in their life...
but the right thing to do in those cases : Accept it , learn from it and never repeat it..

Takle it easy, world is not falling ... just learn the lesson , do what best can be done and move on..

Have fun buddy...

Haha, I made a topic as well and was quickly inundated with criticism and reports before admin stepped in to save the day.

Editing Salary Slip for Bank Credit Card Application - Is it Acceptable?

I would like to seek some clarification regarding an aspect of bank credit card applications. Specifically, I have a query related to the possibility of editing a salary slip to meet the minimum income requirement set by the bank. Suppose I am interested in obtaining a credit card from a...

www.technofino.in

---

adminPost [ https://www.technofino.in/community...pplication-is-it-acceptable.12343/post-208498 ]

 

[vajra]

@vajra , we are not trying to find fault with you..
Everyone does some mistakes at some point of time in their life...
but the right thing to do in those cases : Accept it , learn from it and never repeat it..

Takle it easy, world is not falling ... just learn the lesson , do what best can be done and move on..

Have fun buddy...

Sure thing bro I realised that f Ed up, will be a little more cautious the next time. Thanks for the advice btw 🙂

 

[vajra]

Bro why did u watch that youtuber when there is TF community fully loaded with experienced and expert member.

It was my mistake that I first came across that YouTube video by a "trusted Youtuber" and discovered this forum afterwards