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Got conditional approval for Amex MRCC

V

vajra

TF Select
Greetings!

I applied for MRCC card on 1st September 2023 and got conditionally credit approved along with "no income verification" message but the KYC e-mail I received there's "upload document" option at the very bottom and to be honest I'm 19 and I have no income proof whatsoever, is there any way out to get my application approved? Thanks.
 
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vajra said:
Sure thing bro I realised that f Ed up, will be a little more cautious the next time. Thanks for the advice btw 🙂
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vajra said:
It was my mistake that I first came across that YouTube video by a "trusted Youtuber" and discovered this forum afterwards
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No problem mate... That is how one should react.. we need to take everything in a positive way..
Every experience is an expreince to learn from...
Have fun and have a drink this Friday evening...
work hard and enjoy the life.. Never take shortcuts...
Cheers
 
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As suggested by others, you can choose not to take any action, and the application will be closed automatically. Alternatively, you can email them, explaining that you made a mistake while applying and wish to cancel this application. They will simply remove the application.
 
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vajra said:
Spot on! That's exactly why I got swayed by his video
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I understand that it's very easy to blame someone, and I'm not taking sides here. As long as platforms like YouTube exist, there will always be clickbait videos. However, it's our responsibility to distinguish between what's right and wrong. As humans, we often prefer to hear the good rather than the bad, and in the case of the YouTuber you mentioned, he did mention at the beginning of the video that out of 7 people who applied, 6 were approved for the card. 😄 However, everyone seemed to miss that part and only heard that this method would guarantee card approval.

As I mentioned in my first post, let this serve as a lesson for you, and now it's time to move on.
 
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S S V said:
This is just unbelievable....These guys are taking such a risk, faking totally , following the recommendations of some random untrustworthy guys on youtube and now asking for the remedy here.

Why these people don't seek the remedial advice from those same people they are following..

If these people come here first and ask , 'hey that guy is saying these things , shall I proceed with that'??
That would have been more appropriate...

All the best anyway...
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Exactly!!!
 
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Sai Ganesh said:
He is a trustable youtube user , i too have applied after seeing his video only following the same steps.

I have the adequeate income which they need but it didnt ask me any income docs.

Anyway at final step my application got rejected , might be due to lot of applications at recent times.
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how many recent enquireis do you have ?
 
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vajra said:
Greetings!

I applied for MRCC card on 1st September 2023 and got conditionally credit approved along with "no income verification" message but the KYC e-mail I received there's "upload document" option at the very bottom and to be honest I'm 19 and I have no income proof whatsoever, is there any way out to get my application approved? Thanks.
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You got fooled by a youtuber looking for a referral bonus. If you seriously want a credit card that bad. Open an HDFC account and wait for the pre-approved credit card offer. This is how I got my first card at 18. I then upgraded that card to DCB using the Alumni offer the next year. You should consider going on this path as it is the easiest way to get a good credit card at your age.
 
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