Got IOCL credit card instead of Neo credit card

[Deleted member 21242]

After 2 yrs with 5 enquiries all instant rejections, I was finally able to get an axis credit card, but the saddest thing is that - during the application, I remember selecting axis neo card 0 joining/renewal fees, but end it showed up as IOCL credit card. I thought it’s some website glitch, but later I got mail that your IOCL credit card is approved. And that has 500+GST fee. What do I do now? I don’t see any benefits in holding that card except that I don’t have axis credit card and I was waiting for it so bad. But I don’t like paying for the card which I barely use except for instant discounts on shopping sites.

 

[Rohan]

After 2 yrs with 5 enquiries all instant rejections, I was finally able to get an axis credit card, but the saddest thing is that - during the application, I remember selecting axis neo card 0 joining/renewal fees, but end it showed up as IOCL credit card. I thought it’s some website glitch, but later I got mail that your IOCL credit card is approved. And that has 500+GST fee. What do I do now? I don’t see any benefits in holding that card except that I don’t have axis credit card and I was waiting for it so bad. But I don’t like paying for the card which I barely use except for instant discounts on shopping sites.

You have 2 options here.

1. Don't activate card & It will automatically close after 30 days.
2. Pay joining fee & use card for few days, After 1 or 2 weeks raise closure request.
You can request retention team to reversal your fee & you can continue your card.
After 3 months you will get other Pre-Approved card offers.

My experience with Axis:
I was applying my zone credit card but while browsing cards after entering all details. AURA & IOCL cards selected unable to unselect. Even after restarting entire application process both cards are selected. I decided to give it a try & applied but both cards are rejected after 4 CIBIL hits (Later 3 CIBIL hits removed).

 

[D₹V]

After 2 yrs with 5 enquiries all instant rejections, I was finally able to get an axis credit card, but the saddest thing is that - during the application, I remember selecting axis neo card 0 joining/renewal fees, but end it showed up as IOCL credit card. I thought it’s some website glitch, but later I got mail that your IOCL credit card is approved. And that has 500+GST fee. What do I do now? I don’t see any benefits in holding that card except that I don’t have axis credit card and I was waiting for it so bad. But I don’t like paying for the card which I barely use except for instant discounts on shopping sites.

Lol, how this can happen 🤷🤠.

Write to PNO & don't accept the card.

 

[Deleted member 21242]

2. Pay joining fee & use card for few days, After 1 or 2 weeks raise closure request.
You can request retention team to reversal your fee & you can continue your card.
After 3 months you will get other Pre-Approved card offers.

I think this sounds good✌️

 

[Rohith-2009]

After 2 yrs with 5 enquiries all instant rejections, I was finally able to get an axis credit card, but the saddest thing is that - during the application, I remember selecting axis neo card 0 joining/renewal fees, but end it showed up as IOCL credit card. I thought it’s some website glitch, but later I got mail that your IOCL credit card is approved. And that has 500+GST fee. What do I do now? I don’t see any benefits in holding that card except that I don’t have axis credit card and I was waiting for it so bad. But I don’t like paying for the card which I barely use except for instant discounts on shopping sites.

You need to select the card carefully. It seems like a bug. But we need to choose it correctly.