Got my 1st Credit Card

[IGN_Vivek]

Hello community,

Just got my first CC - IDFC First Millennia LTF
Limit - 25k
Applied for additional feature, UPI - which is 199+gst joining and annual

So here’s some information about my CIBIL -
CIBIL age - 1 year 3 months
CIBIL score - 775
Accounts - 3
Nature of accounts - Unsecured
Type of account- Amazon paylater, Snapmint Paylater

Looking for suggestions to get maximum benefits and rewards from this card.
And also next which card to go for

 

[Channakya]

Congratulations on receiving your first credit card.

 

[Anindya98]

Looking for suggestions to get maximum benefits and rewards from this card.
And also next which card to go for

Spend 5K in the first 30 days and get the 500 Amazon GV.
5% cashback (up to ₹1000) on the transaction value of the first EMI done within 30 days of card generation. Not recommended
Wait for a few months and then apply for a new card. Let the card be reported to cibil.
Try to get pre-approved cards from ICICI, IndusInd, or Axis. Else you will not get higher limit cards by directly applying without income documents.
Congrats on the first card

 

[SunnyM]

Congrats on your first card. Just a tip , ICICI Amazon pay cc gives good credit limit along with great cashback features and has a high approval rate just before Diwali sale.

 

[VikasAdvocate]

Hello community,

Just got my first CC - IDFC First Millennia LTF
Limit - 25k
Applied for additional feature, UPI - which is 199+gst joining and annual

So here’s some information about my CIBIL -
CIBIL age - 1 year 3 months
CIBIL score - 775
Accounts - 3
Nature of accounts - Unsecured
Type of account- Amazon paylater, Snapmint Paylater

Looking for suggestions to get maximum benefits and rewards from this card.
And also next which card to go for

Congratulations dear sir