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Gpay and axis scam

NeuCoins are the same as any reward points. They are no match for instant gratification of next statement cashback.
Isn't Kiwi rewarding in terms of Kiwis (points)? Anyway, Kiwi is again an Axis & Yes backed fintech that's much newer than the Ace card. Let's see where it stands after being in the market as long as Ace.

As I keep repeating on TF, the strength of Ace is that it is good at everything even though it is not the best at anything! Or, as they taught us in the schools, it's a jack of all trades and master of none.
Kiwi points can be redeemed for cash as 1 kiwi is 0.25rs. Ace has lost its value bro and no longer relevant as it's 2 main features 5% on bill payments and 1.5% cashback are provided by other cards like sbi cashback, hsbc live+, tata neu infinity along with additional benefits. So if u have these then it makes no sense in paying additional 590 for this card. I have this card and planning to close it soon.
 
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But neon membership costs 1180 inr. I need to spend at least 60k to make break even. If I spend 120k then actual profit is 1%. For online spends, neon membership is worse than SBI CB CC
For a 50k spend u will get 1500 cashback which is more than the break even and for remaining spends till 1.5lakh u get 7500 cashback in total. Kiwi cc works on slab basis with cashback rates from 2% to 5% depending on the amount spent. So for offline transactions kiwi cc is the best.

I have never said to use kiwi cc for online transactions. Sbi cashback credit card is the best for that category.
 
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