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shubham__0720

shubham__0720

TF Select
Applied for IDFC WOW credit card . Instantly Approved. In 3 Hours got the details in the app and Recieved the physical card today ( in 2 days )
Also Recieved a call from their customer care explaining all the necessary features of the card.
Good.
 
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shubham__0720 said:
Applied for IDFC WOW credit card . Instantly Approved. In 3 Hours got the details in the app and Recieved the physical card today ( in 2 days )
Also Recieved a call from their customer care explaining all the necessary features of the card.
Good.
Click to expand...
Also @Shubham0720 if you haven't already do register for the VISA infinite offers on Thriwe with your card https://weliveexp.thriwe.com/. Easy rewards of worth above 2K INR.

image.png
 
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Icici also generates fd based cards instantly. When i applied fd based platinum got virtual card within few hours. Does other idfc cards also get generated instantly?
 
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shubham__0720 said:
Applied for IDFC WOW credit card . Instantly Approved. In 3 Hours got the details in the app and Recieved the physical card today ( in 2 days )
Also Recieved a call from their customer care explaining all the necessary features of the card.
Good.
Click to expand...
not to spoil the party, but i was in the same boat as you are now.
then the nightmare started:
denial of upgrade
denial of addon cards
incorrect charging of interest and penalty, and refusal to give breakup of the charges (which they reversed after i sent them RBI document about rules)
denial of spend based voucher (received after i complained to RBI)
app is not working and their team just called me and closed the issue without resolution.

i hope you don't have to face these in your future journey with idfc.
 
Last edited:
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ltf4ever said:
not to spoil the party, but i was in the same boat as you are now.
then the nightmare started:
denial of upgrade
denial of addon cards
incorrect charging of interest and penalty, and refusal to give breakup of the charges (which they reversed after i sent them RBI document about rules)
denial of spend based voucher (received after i complained to RBI)
app is working and their team just called me and closed the issue without resolution.

i hope you don't have to face these in your future journey with idfc.
Click to expand...
Bro ..🤐🤐 I hope it doesnt happen to me or anyone else. Because now i have high hopes from them. and also It is mentioned on the welcome kit , that I will get a LE within a year of use. I hope they honour these terms.
 
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shubham__0720 said:
Bro ..🤐🤐 I hope it doesnt happen to me or anyone else. Because now i have high hopes from them. and also It is mentioned on the welcome kit , that I will get a LE within a year of use. I hope they honour these terms.
Click to expand...
keep the welcome kit/it's picture with you.
i luckily had the welcome kit and sent the pictures of the offer they had mentioned in the kit but not giving me, to RBI.
just i be safe.
 
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ltf4ever said:
not to spoil the party, but i was in the same boat as you are now.
then the nightmare started:
denial of upgrade
denial of addon cards
incorrect charging of interest and penalty, and refusal to give breakup of the charges (which they reversed after i sent them RBI document about rules)
denial of spend based voucher (received after i complained to RBI)
app is not working and their team just called me and closed the issue without resolution.

i hope you don't have to face these in your future journey with idfc.
Click to expand...
Me experience is also similar to yours, i opened a salary account with them and they agreed to give select account as my salary was ~2L but they gave regular salary account. When i contacted RM he told it will be upgraded after 1st salary credit. It's been 3 months still RM is saying backend team is working on it. I have decided to move the salary back to HDFC
 
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ARV said:
Me experience is also similar to yours, i opened a salary account with them and they agreed to give select account as my salary was ~2L but they gave regular salary account. When i contacted RM he told it will be upgraded after 1st salary credit. It's been 3 months still RM is saying backend team is working on it. I have decided to move the salary back to HDFC
Click to expand...
It shouldn't all your RM has to do it is trigger a upgrade from his end. Takes hardly 5 seconds get him on a call, once your first salary is credited that's what should be done.
 
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Is the book my show offer a limited time one for Visa Infinite or was it always there? Also how many tickets a month can we book availing this offer. Also if possible can someone explain me what thrive is...
bw I own a IDFC wealth card
 
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