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Has anyone ever got HSBC Live+ as LTF?

kunal05

TF Buzz
Searched acrossed all threads but didn't find a single person who managed to get Live+ as LTF.

If you hold HSBC Live+ as LTF, please enlighten us how you got.

Does HSBC Premier banking make you eligible for Live+ as LTF?
 

: )

Does HSBC Premier banking make you eligible for Live+ as LTF?

So, ur okay to maintain 40L balance to save 1000rs.
 

: )



So, ur okay to maintain 40L balance to save 1000rs.
1. Yeah, saw that. I am asking if anyone managed to get it LTF. If no one from here managed to get it LTF, I definitely won't 🙂

2. I would have tried for Premier banking based on salary criteria, not TRV.
 
1. Yeah, saw that. I am asking if anyone managed to get it LTF. If no one from here managed to get it LTF, I definitely won't 🙂

2. I would have tried for Premier banking based on salary criteria, not TRV.

still if u have premier - that has different purpose where u need reward points to transfer various partners. those reward points can only be accumulated if u combine spends cumulatively, if you split here and there then sufficient reward points never be fulfilled to transfer or enjoy the benefits. When it comes to super-premium cards, its always less is better compared to diversification.

Moreover, if you have premier range of salary, then I believe they can waive the annual fee for 1 or 2 years easily. Remaining will think when time comes and this card still survive at that time. For now, take it and enjoy as much -- if you still want it and ok to delay premier (or any other super-premium card with you) reward redemption.
 
still if u have premier - that has different purpose where u need reward points to transfer various partners. those reward points can only be accumulated if u combine spends cumulatively, if you split here and there then sufficient reward points never be fulfilled to transfer or enjoy the benefits. When it comes to super-premium cards, its always less is better compared to diversification.

Moreover, if you have premier range of salary, then I believe they can waive the annual fee for 1 or 2 years easily. Remaining will think when time comes and this card still survive at that time. For now, take it and enjoy as much -- if you still want it and ok to delay premier (or any other super-premium card with you) reward redemption.
Yes, sir. However, my question is different - did anyone manage to get it LTF?

To address your comment, I hold DCB (LTF) + ICICI EPM (paid) combo for majority of my spends.

However, HSBC Live+ would be helpful for dining out at restaurants, DMART and other places that I am not optimising right now.

There are many cafes that do not accept Swiggy or Zomato payments - primarily boutique cafes and getting 10% cashback there would be big savings for me.
 
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