Has anyone got pre-approved CC from IDFC via savings account?

[ExcitedBeast]

I would like to know the process of getting pre-approved IDFC CC. What are the steps and where can I check the offer

 

[dav33]

Pre approved cc depends on how many months u maintained account, balance, type of account or if u had any past loans. I think they usually offer millennia on 3 months
Can be seen when u try to apply cc from netbanking pr mobile app

 

[ExcitedBeast]

Pre approved cc depends on how many months u maintained account, balance, type of account or if u had any past loans. I think they usually offer millennia on 3 months
Can be seen when u try to apply cc from netbanking pr mobile app

Where in the mobile app?

 

[dav33]

Where in the mobile app?

On top credit card grey widget or customer service - credit card

 

[ExcitedBeast]

On top credit card grey widget or customer service - credit card

Will it say credit card is approved?

 

[ExcitedBeast]

The place you are telling me to look tells me to apply for one

 

[dav33]

like this . if offer not there it will ask for normal aplication

 

[ExcitedBeast]

View attachment 4182

like this . if offer not there it will ask for normal aplication

What exactly is your relationship with IDFC

 

[iBabubhau]

Once you have a savings account with them do around 4-5 ATM withdrawals using Debit Card and at least one utility bill payment on the app. Within 2-3 months I got a pre-approved offer on 2 different 10k AMB savings accounts.

 

[ExcitedBeast]

Once you have a savings account with them do around 4-5 ATM withdrawals using Debit Card and at least one utility bill payment on the app. Within 2-3 months I got a pre-approved offer on 2 different 10k AMB savings accounts.

They seem to have an issue if you are below 21 I guess

 

[CardSeeker]

Yes I got the preapproved cc

 

[ExcitedBeast]

Yes I got the preapproved cc

What steps did you follow? What was your usage of the savings account like?

 

[CardSeeker]

What steps did you follow? What was your usage of the savings account like?

I used 1-2 times debit card maintained around 20k avg bal and 10k variant account ( 3 Months)

 

[Batmanbaba]

Just make one thing sure.... In idfc.... Even if u have pre approved offer and ur pincode is not serviceable..... U wont get the card in any case....

I have the card... But my home branch pincode is yet not eligible for cards..... They cant even change my credit card mobile number and email address.... They dont have access to their own bank credit card portal...

 

[CardSeeker]

Just make one thing sure.... In idfc.... Even if u have pre approved offer and ur pincode is not serviceable..... U wont get the card in any case....

I have the card... But my home branch pincode is yet not eligible for cards..... They cant even change my credit card mobile number and email address.... They dont have access to their own bank credit card portal...

Sad

 

[TheTrickySid]

I used 1-2 times debit card maintained around 20k avg bal and 10k variant account ( 3 Months)

What limit did you get??

 

[CardSeeker]

What limit did you get??

60k

 

[TheTrickySid]

60k

Card variant??

 

[CardSeeker]

Card variant??

Classic

 

[churn]

Just make one thing sure.... In idfc.... Even if u have pre approved offer and ur pincode is not serviceable..... U wont get the card in any case....

I have the card... But my home branch pincode is yet not eligible for cards..... They cant even change my credit card mobile number and email address.... They dont have access to their own bank credit card portal...

Did you try emailing them?