Has anyone got the Tap & Pay (NFC) feature on UPI yet ?

[finbro]

I saw the demo while they were unveiling it and have been waiting to try it with my own hands.

Any of y'all got to try it on UPI or UPI Lite ?

 

[rajcasio]

No, as of now no merchant has got that QR with NFC enabled.
It's called as UPI LITE X

 

[Sudip Mondal]

I saw the demo while they were unveiling it and have been waiting to try it with my own hands.

Any of y'all got to try it on UPI or UPI Lite ?

Yes, I have got the feature today.

 

[rajcasio]

Yes, I have got the feature today.

What you got? Please explain

 

[rajcasio]

UPI LITE X enabled in BHIM app

Just enabled, but i don't have a NFC mobile. Even if one has a NFC feature where to find a QR with NFC

 

[Deleted member 11974]

UPI LITE X enabled in BHIM app

Just enabled, but i don't have a NFC mobile. Even if one has a NFC feature where to find a QR with NFC

any pos machine will have a qr with NFC

 

[rajcasio]

any pos machine will have a qr with NFC

Only in fuel stations i've seen that kind of POS. Where else did u see such POS?

 

[Deleted member 11974]

Only in fuel stations i've seen that kind of POS. Where else did u see such POS?

dmart

 

[Deleted member 11974]

also ig are fintech apps will be handing out new NFC enabled qrs to merchants.also not sure how it will work
because in NFC payments the amount needs to pe put in by the merchant
and in case of qr based NFC not sure how will it be implemented

 

[ravipr]

UPI LITE X enabled in BHIM app

Just enabled, but i don't have a NFC mobile. Even if one has a NFC feature where to find a QR with NFC

Me as an apple user crying in the corner.

 

[finbro]

any pos machine will have a qr with NFC

The existing POS machine with NFC will work only with cards I guess.
UPI NFC will require a new type of POS which specifically accepts accepting UPI through NFC.

I used BHIM UPI app (they recently updated it with UPI Lite X i.e. UPI Lite Tap & Pay). I installed it on two NFC enabled smartphones and tried sending payment from one phone to the other. Even though the app showed "device connected" on both the phones when tapped to each other, the payment didn't go through.

 

[Deleted member 11974]

The existing POS machine with NFC will work only with cards I guess.
UPI NFC will require a new type of POS which specifically accepts accepting UPI through NFC.

I used BHIM UPI app (they recently updated it with UPI Lite X i.e. UPI Lite Tap & Pay). I installed it on two NFC enabled smartphones and tried sending payment from one phone to the other. Even though the app showed "device connected" on both the phones when tapped to each other, the payment didn't go through.

does upi on npfc work phone to phone basis i dont think so?
because in a pos a system generates a amount to be paid and that info is transmitted via nfc
thats why it works
in a phone to phone method no info is transmiteed

 

[finbro]

does upi on npfc work phone to phone basis i dont think so?
because in a pos a system generates a amount to be paid and that info is transmitted via nfc
thats why it works
in a phone to phone method no info is transmiteed

There are two versions of UPI:

1. UPI Lite (works as a wallet i.e. receipt & payment happens through on device wallet and is not connected to bank account)

2. UPI (bank account is connected in this case and receipt & payments directly hit the bank)

Now NFC is introduced in both the above versions of UPI and their branding is:

1. UPI Lite X (Wallet)
2. UPI X (Bank)

UPI Lite X was demoed at the seminar on which they introduced these products and was shown to support device to device transfer with NFC. (Its on YouTube)

UPI X should also support device to device tranfer because in conventional UPI the data transmitted through QR Code can easily be transmitted through NFC.

 

[vaibhav111vaibhav111 is verified member.]

The existing POS machine with NFC will work only with cards I guess.
UPI NFC will require a new type of POS which specifically accepts accepting UPI through NFC.

I used BHIM UPI app (they recently updated it with UPI Lite X i.e. UPI Lite Tap & Pay). I installed it on two NFC enabled smartphones and tried sending payment from one phone to the other. Even though the app showed "device connected" on both the phones when tapped to each other, the payment didn't go through.

Based on my understanding, this QR code for Tap and Pay, which is called UPI LITE X, is primarily branding. When a merchant enters the amount, both QR codes will generate a unique amount, and the Tap and Pay option, similar to regular tap and pay, will appear for the merchant. So, there is no hardware change; Rupay simply supports Tap and Pay. I have two Rupay cards, Tata Infinity and ICICI Rupay, and both display the contactless logo. The reason QR codes are popular is because users can select the amount they want to send, whereas with Tap and Pay, you need to enter a specific amount.

 

[Deleted member 11974]

UPI Lite X was demoed at the seminar on which they introduced these products and was shown to support device to device transfer with NFC. (Its on YouTube)

UPI X should also support device to device tranfer because in conventional UPI the data transmitted through QR Code can easily be transmitted through NFC.

oh didnt know this

 

[rajcasio]

UPI LITE X is totally OFFLINE transactions like METRO TRAIN card

 

[Deleted member 11974]

Based on my understanding, this QR code for Tap and Pay, which is called UPI LITE X, is primarily branding. When a merchant enters the amount, both QR codes will generate a unique amount, and the Tap and Pay option, similar to regular tap and pay, will appear for the merchant. So, there is no hardware change; Rupay simply supports Tap and Pay. I have two Rupay cards, Tata Infinity and ICICI Rupay, and both display the contactless logo. The reason QR codes are popular is because users can select the amount they want to send, whereas with Tap and Pay, you need to enter a specific amount.

yes this was my understanding
in device to device nfc cant be possible because either one of the two devices would be required to raise a request to receive money which as of now is only possible via upi id

 

[vaibhav111vaibhav111 is verified member.]

There are two versions of UPI:

1. UPI Lite (works as a wallet i.e. receipt & payment happens through on device wallet and is not connected to bank account)

2. UPI (bank account is connected in this case and receipt & payments directly hit the bank)

Now NFC is introduced in both the above versions of UPI and their branding is:

1. UPI Lite X (Wallet)
2. UPI X (Bank)

UPI Lite X was demoed at the seminar on which they introduced these products and was shown to support device to device transfer with NFC. (Its on YouTube)

UPI X should also support device to device tranfer because in conventional UPI the data transmitted through QR Code can easily be transmitted through NFC.

oh i didn't knew this. if possible do share link of the demo. thanks

 

[finbro]

oh i didn't knew this. if possible do share link of the demo. thanks

Global Fintech Fest 2023 (from 1:38:10 onwards)