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Has anyone tried - AU Swipe Up Program ?

I was bank customer before applying AU LIT. Received call from bank person to apply card. It was not Pre-approved offer. While applying shown limit of Rs. 60K. 2 days After submitting application person came to do work verification and clicked photo in front of the office. After that within 2 days virtual card was generated in the app. Received limit of Rs. 60K. No income document or other credit card statement was asked.
I Au Bank Max no of cards one can hold
 
Entered my citibank prestige bin got Au ultra. If I leave application as it is will there be another Inquiry when I logged back in? Anybody with experience reply

Note - Can't even edit bin now
 
Anyone tried this with AMEX Gold Charge Card? I was about to try but i donno why I tried with APay card with 3L limit thinking that if I dont get good card, I ill go back nd change the card.
Got Xcite Ace instead of Ultra 🙁
Waited for a day with pending application, got numerous calls from Bank to complete kyc and was assured that they cant cancel my request so that I can apply again in a couple of days. They told me that even if they delete rwquest, then it will take 6 months cooldown.
SO went ahead with KYC and finished it. Why get unnecessary cibil hit.
 
I was initially offered zenith with 8L limit but don’t what went wrong and application was rejected. I applied after few months and offered ultra. I gave up and any with AU ultra with 8L limit. Do you think we can upgrade to a higher variant later on?
 
Anyone tried this with AMEX Gold Charge Card? I was about to try but i donno why I tried with APay card with 3L limit thinking that if I dont get good card, I ill go back nd change the card.
Got Xcite Ace instead of Ultra 🙁
Waited for a day with pending application, got numerous calls from Bank to complete kyc and was assured that they cant cancel my request so that I can apply again in a couple of days. They told me that even if they delete rwquest, then it will take 6 months cooldown.
SO went ahead with KYC and finished it. Why get unnecessary cibil hit.
Same thinking man.
 
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