Bureau and office same hi hota hai 😂
Yes.
This isn't my first attempt, so in February when I applied, it showed me an offer for a lifetime free card (LTF). However, in the end, I didn't proceed with the application. Later on, I received a call and during that time, multiple people applied as well. Surprisingly, all of them were offered the same fee structure of 7999+GST. Even my friend, who holds the Zenith LTF card and is also self-employed, received the same fee template. This confirmed to me that it's likely a lifetime free card offer. 1 or 2 individual did had fees mentioned in their welcome letter but didn't activated and managed to get FYF through Retention.
All cards applied using Swipe Up are LTF. Even on the welcome letter, joining and annual fee will be mentioned as NIL.
I noticed a tweet from someone after using the Zenith LTF card for 3 months. They mentioned that they were charged fees by the issuer (AU). Despite lodging a complaint, they didn't receive a reply within the necessary timeframe. Consequently, he had to pay the fees to prevent any negative impact on his CIBIL score due to non-payment.
Always remember to keep a copy of welcome letter or confirmation mail safe in case such things happen.
1st yes for I will update the outcome here
Which card did you use for Swipe Up? and Limit on that cc?
i did applied today for zenith LTF so process should be same, if in your cibil if you home/office address you can get the card at that address. and POA what that? Power of attorney ?
8yr old, started with moneyback got upgrade to LTF Infinia Plastic , current limit 12.84 lakhs. cibil 791, in 60 days 3 inquiry.
In 72 hr u could answer this question, as per experience of others, i did VKYC at home so i think only office will be physically verified not my home. both were available on my cibil to get the card delivered.
Zenith card showing in AU0101 app, waiting for physical card delivery and LTF confirmation email.
