Has IDFC Wealth CC C2C criteria changed?

[frezcoop]

Hi folks,

While browsing the forum I got to know that one can get IDFC wealth cc easily on C2C basis. I have Regalia with 5.2L limit but my application was still rejected. I have ~1.9L monthly income, 789 Cibil and I emailed IDFC nodal to ask for reason i.e. elaboration on rejection due to bank internal policy. Got a call and the person said that they tried to get the reason but couldn’t get it. I was adviced to stay put until an offer comes to me. What should I do?

 

[gamersgzb]

Hi folks,

While browsing the forum I got to know that one can get IDFC wealth cc easily on C2C basis. I have Regalia with 5.2L limit but my application was still rejected. I have ~1.9L monthly income, 789 Cibil and I emailed IDFC nodal to ask for reason i.e. elaboration on rejection due to bank internal policy. Got a call and the person said that they tried to get the reason but couldn’t get it. I was adviced to stay put until an offer comes to me. What should I do?

If not already.. next time directly send mail to PNO.. bankers team is mostly rejecting upgrade.. pno is bit lenient

 

[hs23new]

Either this is no longer enough or some other criteria is the reason for rejection. For some credit cards, they reject if your current address and office address is different i.e. long distance. I am guessing that's what caused rejection in my case. So could be something else if not the limit.

office and home is same pin code.

 

[dfive]

I'm getting shown select with 3CL online, but there is no choice of DCB in the dropdown, I have DCB with 15L limit

 

[smuff]

I'm getting shown select with 3CL online, but there is no choice of DCB in the dropdown, I have DCB with 15L limit

For DCB select diners club premium card option.

 

[Cc_creditguy]

Guyz I'm holding idfc wealth acc , I asked my RM that if he can get me wealth cc , I'll open account he said that he will get me a cc, but now it's been 4 months no cc offered to me and today he asking me to book fd for 5l should , I ask that for cc can he able to get approval from them , and he previously give me an agent number just when he applied no offer for you , what should I do now

 

[imdjay]

Guyz I'm holding idfc wealth acc , I asked my RM that if he can get me wealth cc , I'll open account he said that he will get me a cc, but now it's been 4 months no cc offered to me and today he asking me to book fd for 5l should , I ask that for cc can he able to get approval from them , and he previously give me an agent number just when he applied no offer for you , what should I do now

RM cannot help. do not trust him.

 

[Cc_creditguy]

RM cannot help. do not trust him.

Ok bro thanks

 

[HiteshSomani]

My monthly income is near about 1 lakh (but lesser than 1 lakh) but still received IDFC wealth credit card as I got it on C2C basis as I am holding HDFC Diners Black credit card

How did u get diners black with income less than 12LPA.? My credit limit is 3.7. They aren’t increasing the limit, nor upgrading the card

 

[girish3456]

How did u get diners black with income less than 12LPA.? My credit limit is 3.7. They aren’t increasing the limit, nor upgrading the card

I was using HDFC card from 2012 & got upgraded to DCB Plastic in 2021. Since then am using DCB plastic card