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How Bharatnxt , can you explainI have already completed my milestone spending. Amazon pay, Myntra vouchers, Bharatnxt can be used to bridge that gap in the best possible way.
Bharatnxt is an app via which you can transfer a sum from your credit card to another bank account (not yours) by paying a fee of 1.09-1.75% Plus GST. The transaction is counted as a utility payment and hence you earn ER and is also counted towards the monthly milestone.How Bharatnxt , can you explain
I wouldn't at all recommend using Bharatnxt to just complete your milestone. Axis is cracking down on users who earn ER from unfair means and have started deducting points even after 3-4 months. It is correct that Bharatnxt MCC does get counted towards spends but Axis can easily get the merchant name against the MCC. And if they start cracking down on such cases, you might see in the coming months that points are being reversed.How Bharatnxt , can you explain
Any gift voucher you can purchase to fill the gap and use them later as and when required.If not and if you are short by few thousands, what are the most efficient ways to fill in the gap?
1. Amazon Pay (3x Rewards) - The most versatile voucherAny gift voucher you can purchase to fill the gap and use them later as and when required.
isnt rent not counted in milestone anymore? or is that the payzapp+rg hack used for?I have a 2 weeks old card, so didn't try this month. I will hit next month
Following is my plan :
1. Changed statement generation date to 1st.
2. Will pay 2 months rent in 1 statement (day 1 and last day) using payzapp+rg hack --> 28k
3. 10k APV
4. 10k FK voucher - I use FK and BB for groceries
5. Myntra - 20k as it is at 10x, worst case I can even buy gold.
6. have some jockey purchases -> 20x on grabdeals - 5k
7. Misc expenses: 5k
7. Shortfall: cover using ASV. I can use ASV well because BB vouchers can be bought. Worst case if they are to expire, I will convert to Tanishq GV.
The above is getting me about 50k miles
payzapp+rg hack reports it as insurance payment MCC for now as per the forum.isnt rent not counted in milestone anymore? or is that the payzapp+rg hack used for?
how the F i missed this!! thanks! 😀payzapp+rg hack reports it as insurance payment MCC for now as per the forum.
Looking at this I feel that you buying Myntra is not a day to day expense but doing it for hitting the milestone. You are correct that you can buy gold but most of the times the seller on online platforms cancel the gold delivery even after order is confirmed. That way you will be stuck with Myntra GV and would have to forcefully buy clothes.I have a 2 weeks old card, so didn't try this month. I will hit next month
Following is my plan :
1. Changed statement generation date to 1st.
2. Will pay 2 months rent in 1 statement (day 1 and last day) using payzapp+rg hack --> 28k
3. 10k APV - no brainer - wide acceptability
4. 10k FK voucher - I use FK and BB for groceries
5. Myntra - 20k as it is at 10x, worst case I can even buy gold.
6. have some jockey purchases -> 20x on grabdeals - 5k
7. Misc expenses: 5k
7. Shortfall: cover using ASV. I can use ASV well because BB vouchers can be bought. Worst case if they are to expire, I will convert to Tanishq GV.
The above is getting me about 50k miles
Yes, I am mindful of the trap but I won't claim to be 100% objective.Looking at this I feel that you buying Myntra is not a day to day expense but doing it for hitting the milestone. You are correct that you can buy gold but most of the times the seller on online platforms cancel the gold delivery even after order is confirmed. That way you will be stuck with Myntra GV and would have to forcefully buy clothes.
Just remember, don't let the CC rewards into luring you to spend higher amounts than you would normally do.
What is payzapp+rg hack? Paying on RG using payzapp? And paying through payzapp using Magnus? Does Rent payment gets counted in the milestone?I have a 2 weeks old card, so didn't try this month. I will hit next month
Following is my plan :
1. Changed statement generation date to 1st.
2. Will pay 2 months rent in 1 statement (day 1 and last day) using payzapp+rg hack --> 28k
3. 10k APV - no brainer - wide acceptability
4. 10k FK voucher - I use FK and BB for groceries
5. Myntra - 20k as it is at 10x, worst case I can even buy gold.
6. have some jockey purchases -> 20x on grabdeals - 5k
7. Misc expenses: 5k
7. Shortfall: cover using ASV. I can use ASV well because BB vouchers can be bought. Worst case if they are to expire, I will convert to Tanishq GV.
The above is getting me about 50k miles
RG is Redgiraffe I think.I also want to know about this ,what is RG? WT is this everything
Hi.Thanks. Have you received milestone benefit of 25k points upon upon meeting the shortfall by using BharatNXT?Bharatnxt is an app via which you can transfer a sum from your credit card to another bank account (not yours) by paying a fee of 1.09-1.75% Plus GST. The transaction is counted as a utility payment and hence you earn ER and is also counted towards the monthly milestone.
Its safe, just don’t go crazy with it as your card might get flagged cause of continuous use.
This is the BharatNXT thread. You’ll get all the info you need here.
It’ll take 90 days for it to get credited. Only the 1x notmal ER have been received. For the previous month’s milestone, we’ll be getting the 25k ER in July.Hi.Thanks. Have you received milestone benefit of 25k points upon upon meeting the shortfall by using BharatNXT?