Having cibil score of 731 but still rejected for credit cards in axis,icici

[Sriram_05]

I am having cibil score of 731 and two ongoing loans which have zero late repayment but get rejected nearly all banks, icici, axis, sbi, Please anyone say the reason, and all this credit card application I have applied online

 

[Channakya]

I do have credit cards from icici , axis but gets rejected in fact my CIBIL score is never less than 770 .

The cards are approved on eligibility and previous spending pattern of individuals .

 

[KLB@96]

731 is low score bro

 

[sourpai]

Take a secured card and work towards improving your score by doing timely payments. Once you cross 750-760, cards will start getting approved depending on your income levels

 

[Astrella]

Take secured card to build score or alternatively open an account with HDFC / ICICI and route every spend through there. You will receive preapproved offer within 6M. Only do it if you can maintain MAB.

 

[Deleted member 28936]

As mentioned by everyone, CIBIL score is just one variable. What about credit age, income, city etc?