Bro one doubt if I open hdfc account for my father and mother then it's a 0 Amb or I just need to maintain the Amb coz it's my salary account so it would be better for me if I open an account in hdfc , and my mom don't have any credit card and I'm planning to get one so what's your suggestion and her cibil is around 745 any idea and I'm holding hdfc prefered banking program u suggestions are welcome