HDFC bank launch Virtual Only "UPI RuPay" Credit Card | upto 3% Cashpoints

[Abhishek012]

HDFC bank launch Virtual Only "UPI RuPay" Credit Card | upto 3% Cashpoints:

Apply link:

Apply for RuPay UPI Credit Card - Get Cashpoints on Spends |HDFC Bank

With HDFC Bank UPI RuPay Credit Card, you can now enable credit card payments on UPI apps. Get exclusive cashpoints on groceries, dining, utility & other spends.

www.hdfcbank.com

Important Information: Welcome to the new world of ‘Credit + Convenience’ with HDFC Bank UPI RuPay Credit Card, enabled for UPI payments. Link your HDFC Bank UPI RuPay Credit Card in UPI apps and earn reward points even for UPI purchases done using Credit Card.

Your Card Member Agreement, Most Important Terms & Conditions and Other Important documents pertaining to your credit card can be accessed digitally. Click here

Note: The HDFC Bank card will be issued as Virtual only card and no Physical card will be sent. For your convenience, this card will be auto registered in HDFC Bank MyCards and you can view your card details in MyCards.

Key Features:

• 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
• 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
• 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Government categories) (Maximum of 500 Points can be earned in a calendar month)

Note: The above benefits are applicable for UPI purchases done using UPI RuPay Credit Card as well as purchases done directly using UPI RuPay Credit Card

For detailed Terms & conditions Click here

Additional Features​

UPI Benefits: Link Your HDFC Bank RuPay UPI Credit Card in select UPI Apps like BHIM, MobiKwik & Paytm etc. Get the Convenience of UPI & also earn reward Points for your UPI purchases Via Credit Card.

Steps to Link HDFC Bank RuPay UPI Credit Card in UPI Apps:

• Go to UPI apps like BHIM, PayTm & MobiKwik etc
• Register HDFC Bank UPI RuPay Credit Card by using credit card PIN.
• Make UPI Payments using credit cards & Enjoy credit card benefits

Interest Free Credit Period​

Avail up to 50 days of interest free period on your HDFC Bank UPI RuPay Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).

Revolving Credit​

Enjoy Revolving Credit on your HDFC Bank UPI RuPay Credit Card at nominal interest rate. Please refer to the Fees and Charges section for more details.

Renewal offer​

Get renewal membership fee waived off by spending ₹50,000 and above in an annual year

Reward Point/Cashback Redemption & Validity​

• The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, Phone Banking, or physical redemption form
• CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25 and the rest of the amount will have to be paid via the Credit Card. To know more on Rewards catalouge, click here
• With effect from 1st January 2023, Reward points redemption for flights & hotels bookings are capped per calendar month at 50,000.
• With effect from 1st February 2023, Reward points redemption for CashBack redemption are capped per calendar month to 50,000 rewards points.
• With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through Reward points on select vouchers/products and pay the remaining amount via Credit card.
• For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500
• CashPoints earned on your HDFC Bank UPI RuPay Credit Card are valid only for 2 years from the date of transaction. e.g. if you receive Reward Points in August 2021, same will expire in August 2023

Value per Point (in Rs)
Product Catalogue	Unified SmartBuy (Flights/Hotels)	Cash back	Airmiles
0.25	0.25	0.25	0.25

To Know more about UPI purchases on Credit card, click here

FEES & CHARGES

Joining/Renewal Membership Fee – ₹250/- + Applicable Taxes
Spend ₹25,000 or more in an annual year, before your Credit Card renewal date and get your renewal fee waived off from 2nd year onwards

 

[bugmenot]

Did you do it on call mail or net banking

I got a mail as pre approved offer

 

[sv004]

3 cash point for 100 rs. 1 cashpoint value 0.25 ps means 0.75 per 100rs . Only 0.75per return.

 

[Deleted member 5552]

not true bro .. i have 3 hdfc cc

If you have 3 cards, explain how you got 3 cards. HDFC doesn't issue like Axis and ICICI. They have different policy. Now they give some pre approved offers for some customers to get 2nd HDFC Card (not co branded)

Without offer, if someone apply, sure it will get rejected. And this is not new thing

As far as I know only some customers have more than one core credit card from HDFC. May be they are most privileged customers

 

[Mysterio_6174]

Dear forum members,

I recently applied for an HDFC UPI credit card on May 6th through the MyCards portal on the HDFC Bank website. I have attached some screenshots of the application process for your reference. However, I noticed that the process seems to have changed since I've seen others generate the card instantly in the past.

I wanted to inquire from those who have experience with this process, how much time does it usually take for HDFC Bank to generate the UPI credit card after submitting the request? Is the process still instant, or has it changed recently? Any insights or personal experiences would be greatly appreciated.

Thank you in advance for your help!

 

[Rahul Gupta]

If you have 3 cards, explain how you got 3 cards. HDFC doesn't issue like Axis and ICICI. They have different policy. Now they give some pre approved offers for some customers to get 2nd HDFC Card (not co branded)

Without offer, if someone apply, sure it will get rejected. And this is not new thing

As far as I know only some customers have more than one core credit card from HDFC. May be they are most privileged customers

I am getting 2nd cc as csc small business moneyback lol. I don't wamt this kind of privilege.

 

[varun__goel_]

Brother, read the line under request registered.

 

[sachinlone]

With Tata neu app, one can easily apply for 3rd HDFC neu infinity card FYF

 

[satish0987]

Dear forum members,

I recently applied for an HDFC UPI credit card on May 6th through the MyCards portal on the HDFC Bank website. I have attached some screenshots of the application process for your reference. However, I noticed that the process seems to have changed since I've seen others generate the card instantly in the past.

I wanted to inquire from those who have experience with this process, how much time does it usually take for HDFC Bank to generate the UPI credit card after submitting the request? Is the process still instant, or has it changed recently? Any insights or personal experiences would be greatly appreciated.

Thank you in advance for your help!

I too applied on April 27th

Previously it was instant but recently many PPL came to know about this process

So HDFC Bank changed their process

Generally after 10 days this credit card will be reflected

But nowadays its taking more than 10 days
Till now i didn't get any update