HDFC Bank RuPay IRCTC Credit Card, 5 RP/INR 100 spent & 5% incremental Discount on booking via Smart Buy

[Abhishek012]

HDFC Bank RuPay IRCTC Credit Card, 5 RP/INR 100 spent & 5% incremental Discount on booking via Smart Buy:

Apply Link:

https://www.hdfcbank.com/personal/pay/cards/credit-cards/irctc-co-brand-credit-card

Card Intro​

HDFC Bank IRCTC Co-brand Credit Card is curated to cater to the customer segment who are frequent travelers and save while booking Indian Railway Tickets or other facilities through IRCTC by redeeming Reward Points exclusively on IRCTC

Key Features​

• 5 RP/INR 100 spent & 5% incremental Discount on booking via Smart Buy
• 1 RP/INR100 spent
• Transaction charges waiver on IRCTC website ( On Transaction amount between INR 400 to INR 5000)(Capped at INR 250 Per Month)
• Railway lounge access 4 in a year( 1Per quarter)

Fuel Surcharge Waiver​

1% Fuel surcharge waiver. Waived off for transaction ticket size between Rs.400 to Rs. 5,000. Fuel Surcharge Waiver capped as Rs.250 every billing cycle. Reward Point will not be accrued on fuel transactions. GST charge on fuel surcharge is non-refundable

Welcome Benefit​

Amazon voucher worth INR 500 on first transaction within 30 days

Milestone Benefit​

Card renewal Fee Waiver on INR 150,000 spent PA

Reward Point/CashBack Redemption & Validity​

CashBack Accrual:

CashBack will be given in the form of CashPoints, which can be redeemed by you against the statement balance (on request only).

• The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1 on IRCTC websiteReward Points will lapse on expiry of three years from the date of registration of the member
• Reward Points may be accumulated by the cardholder only during the period of the validity of the membership and any points accumulated by the cardholder must be redeemed, subject to the other terms hereof, within a period of 3 years from the date of registration of membership.
• Redemption shall be allowed only if Cardholder has accessed the IRCTC website through his own login by using his own username and password.
• Ticket purchased with points redeemed must have Cardholder as a passenger on the ticket
• Redemption can be made only against full fare of ticket, inclusive of fares of all the passengers on that ticket inclusive of services charges levied by IRCTC
• Reward Points can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30
• Redeem Reward Points at the conversion rate of 1 CashPoint = ₹0.30
• The minimum CashPoint balance required for redemption against the statement balance is 500 CashPoints.

*Please check important Terms and Conditions for CashBack accrual and redemption.

FEES AND CHARGES

Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes

Spend Rs. 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off