IRCTC Which Card to Choose IRCTC Rupay SBI Credit Card Vs HDFC Bank RuPay IRCTC Credit Card

[sathishkumar]

Hi

Which card should i choose for IRCTC

1. HDFC Bank RuPay IRCTC Credit Card
2. IRCTC Rupay SBI Credit Card

Which is has fast approval process and high benefits

 

[sxchzy]

approval has a lot of factors
including cibil,income ,credit limit

 

[sathishkumar]

approval has a lot of factors
including cibil,income ,credit limit

Which card to go with

 

[sxchzy]

did you read what i said
approval considers those factors
if i don't know the factors how can i advise on that?

 

[KingAAR]

first of all HDFC is not issuing IRCTC card ig ... so if you need a card urgent apply for sbi

 

[sathishkumar]

first of all HDFC is not issuing IRCTC card ig ... so if you need a card urgent apply for sbi

i got this link for HDFC https://apply.hdfcbank.com/vivid/creditcard_new?CHANNELSOURCE=IRCT&mc_id=HDFCIRCTC

 

[card_enthusiast]

Hi

Which card should i choose for IRCTC

1. HDFC Bank RuPay IRCTC Credit Card
2. IRCTC Rupay SBI Credit Card

Which is has fast approval process and high benefits

My advise is too look for IRCTC card only if you (yourself) travel by train a lot in AC coaches.. because this card gives zero return if you book ticket for others which is a major drawback

For more detail please visit the following post..
https://www.technofino.in/community...it-card-visa-variant-information-guide.11822/

 

[ghost2050]

first of all HDFC is not issuing IRCTC card ig ... so if you need a card urgent apply for sbi

I have applied for HDFC IRCTC but they have rejected my application and asked me to send my income proof or ICICI/Axis/Kotak Cards last statements.

 

[ghost2050]

My advise is too look for IRCTC card only if you (yourself) travel by train a lot in AC coaches.. because this card gives zero return if you book ticket for others which is a major drawback

For more detail please visit the following post..
https://www.technofino.in/community...it-card-visa-variant-information-guide.11822/

I book for others for about 40000PM. please suggest me a card.

 

[KingAAR]

I book for others for about 40000PM. please suggest me a card.

I have experience with sbi and you can book only on ur name for reward point accrual

 

[srikant]

I have experience with sbi and you can book only on ur name for reward point accrual

BoB's IRCTC card also says the same - only if the traveller is the card holder, they get the reward / cashback.

 

[card_enthusiast]

I book for others for about 40000PM. please suggest me a card.

If you had that much spending per month.. then for best returns you shud get an Amex Card.. MRCC or platinum travel