Millennia capping is upto 1000(5% category)
Fees is 1000+GST
Whereas SWIGGY capping is 1500(5% category) with more merchants
Fees is just 500+gst
Millennia offer three better things than SWIGGY card
1)1% cashback on emi transection , wallet load and utilities also
2)this card is eligible for Smartbuy cashback which has a capping of 1000 per month
3)1000 worth gv in case of completing 1lakh spends in a quarter