Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

[summary]

Starting from 21st June, any cashback earned will now be adjusted against the credit card statement, rather than appearing as Swiggy money on Swiggy. Such a wonderful upgrade by HDFC in this devaluation season.

 

[Ekavya]

Yes Apply through Swiggy app.

As far as I know people (Here in techniciano) say that they don't allow 2nd card from HDFC as I already have a cobranded card.

 

[Strange]

As far as I know people (Here in techniciano) say that they don't allow 2nd card from HDFC as I already have a cobranded card.

I have 3 cards Millennia, Tata Neu and Swiggy.

 

[Ekavya]

You can have axis reserve and amex centurion yet hdfc dgaf because they are useless bank

We don't know about limit .
So better exchange your swiggy to core Card like Millniea if limit over 1 lakh if lesser close it .

If u closed the core u should have closed the flotter.

Better wait for 6 month & get Millniea cc ..
Or if ur spend are more get regalia gold (7.5 lakh optimal spend ) or u get it LTf .


Don't compare because you have x bank card why other not treating you like them

I have only HDFC TATA NEU CARD. (50K Limit, Issued last jan) is there any chance for me to get this Swiggy card?

 

[Vasuki]

I have only HDFC TATA NEU CARD. (50K Limit, Issued last jan) is there any chance for me to get this Swiggy card?

Yes . U can have multiple co branded card

 

[hellobois]

View attachment 54437

Lagta hai card cancel kar ke bhari mistake ho Gaya Babu.
Apni hi najron me gir gya.
Ab credit card looters se nazren kaise mila paunga.
SBI Cashback card na hota to nass karne ki nobat aa jati.

 

[BhaiyaJi]

Lagta hai card cancel kar ke bhari mistake ho Gaya Babu.
Apni hi najron me gir gya.
Ab credit card looters se nazren kaise mila paunga.
SBI Cashback card na hota to nass karne ki nobat aa jati.

Koi naa, credit cards are like trains \
Ek jayega to dusra aayega

 

[BhaiyaJi]

Lagta hai card cancel kar ke bhari mistake ho Gaya Babu.
Apni hi najron me gir gya.
Ab credit card looters se nazren kaise mila paunga.
SBI Cashback card na hota to nass karne ki nobat aa jati.

Cool off period ke baad firse apply kar dena.
BTW reason for cancellation ?

 

[Ekavya]

Cool off period ke baad firse apply kar dena.
BTW reason for cancellathp is cool off period?

what is cooling off period for hdfc?

 

[Strange]

Cool off period ke baad firse apply kar dena.
BTW reason for cancellation ?

LTF ka chakkar BhaiyaJi. 🤣

 

[hellobois]

Koi naa, credit cards are like trains \
Ek jayega to dusra aayega

Thanks bro for the motivation. It's like getting 20 points increase in my CIBIL score 😸😸😸
Moreover you sound like Rajesh Khanna of the movie Anand, always high on motivation. 😬😺😜

 

[hellobois]

Cool off period ke baad firse apply kar dena.
BTW reason for cancellation ?

There was a trick to get this card as LTF, some got it by not activating it within 1 months, some lost the chance by listening to those who got it. I was the latter. 😜😜

 

[Jatin Kumar]

​

​ ​ ​ Dear Valued Cardholder, We're elated to upgrade how you earn CashBack on your Swiggy HDFC Bank Credit Card xxxx. Starting from 21 st June, 2024, any CashBack you earn will reflect in your Credit Card Statement, rather than appearing as Swiggy Money CashBack on the Swiggy app. This means your CashBack will directly reduce your statement balance for next month. For example, If your statement is generated on the 21st each month, CashBack earned from the 21st of April to the 20th of May will appear on your May statement and will reduce the amount you owe in June.​

​

​ ​ ​ Here's a detailed overview of your Enhanced CashBack Structure:​

​

​ ​ ​ ​ ​ Feature Description Current Structure New Structure (effective 21 st Jun’2024) Reward Type CashBack credited as Swiggy Money on the Swiggy App​ CashBack credited and adjusted against outstanding balance in card statement Reward Timeline​ CashBack credited 10 days post statement generation​ CashBack credited and adjusted in subsequent monthly statement Reward Benefit​ - 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). - 5% Cashback on online spends - 1% Cashback on other categories. For list of exclusions & capping - 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). - 5% Cashback on online spends - 1% Cashback on other categories. For list of exclusions & capping Redemption CashBack is redeemable as Swiggy Money only on Swiggy App​ CashBack will directly reduce your next month's statement balance. Validity 1 year No validity

​

​ ​ ​ Note: Until 20th June 2024, your CashBack earned will continue to reflect on your Swiggy App. Please be assured that we’ve made this change to help you keep track of your finances more easily and use your CashBack more effectively. If you have any questions or need more details, please feel free to contact us on 1800 1600 / 1800 2600 We thank you for your understanding and assure you of our best services always.​

​

​ ​ ​ Warm regards, HDFC Bank​

Now this credit card became same as HDFC Millennia Credit card. Right ?

If I will order any Mobile Phone from Flipkart and swiggy then I will get 5% rewards point from swiggy HDFC card ??? This purchase belongs to eligible list of online purchase for cashback ???

 

[anonymuos]

I have 3 cards Millennia, Tata Neu and Swiggy.

Which of these LTF? Is neu plus or Infinity?

 

[Strange]

Which of these LTF? Is neu plus or Infinity?

All LTF. Plus.

 

[gobsy]

Applied as it showed ltf offer in swiggy app. Existing HDFC classic customer with no HDFC credit Card. 780 cibil. Monthly income 3 times than the eligibility criteria for this card. No cc enquiry since past 3 months. Still got rejected within 2 days of applying.

Got cibil hit also. Complete waste of time.

 

[Ekavya]

Applied as it showed ltf offer in swiggy app. Existing HDFC classic customer with no HDFC credit Card. 780 cibil. Monthly income 3 times than the eligibility criteria for this card. No cc enquiry since past 3 months. Still got rejected within 2 days of applying.

Got cibil hit also. Complete waste of time.

Shit! Are you a frequent user of swiggy app?

 

[Jatin Kumar]

Starting from 21st June, any cashback earned will now be adjusted against the credit card statement, rather than appearing as Swiggy money on Swiggy. Such a wonderful upgrade by HDFC in this devaluation season.


View attachment 54456

Starting from 21st June, any cashback earned will now be adjusted against the credit card statement, rather than appearing as Swiggy money on Swiggy. Such a wonderful upgrade by HDFC in this devaluation season.


View attachment 54456

Now this credit card became same as HDFC Millennia Credit card. Right ?



If I will order any Mobile Phone from Flipkart and swiggy then I will get 5% rewards point from swiggy HDFC card ??? This purchase belongs to eligible list of online purchase for cashback ??? I am getting 5% rewards points on purchasing items in Amazon and Flipkart through HDFC CREDIT CARD regardless any MCC

 

[Jatin Kumar]

Gift card wala hi hoga. Waise i dont have millenia

Now this credit card became same as HDFC Millennia Credit card. Right ?



If I will order any Mobile Phone from Flipkart and swiggy then I will get 5% rewards point from swiggy HDFC card ??? This purchase belongs to eligible list of online purchase for cashback ??? I am getting 5% rewards points on purchasing items in Amazon and Flipkart through HDFC CREDIT CARD regardless any MCC

 

[brucelee]

Now this credit card became same as HDFC Millennia Credit card. Right ?



If I will order any Mobile Phone from Flipkart and swiggy then I will get 5% rewards point from swiggy HDFC card ??? This purchase belongs to eligible list of online purchase for cashback ??? I am getting 5% rewards points on purchasing items in Amazon and Flipkart through HDFC CREDIT CARD regardless any MCC

Yes, capped to max Rs. 1500 cashback in 5% category

 

[Strange]

Card Academy used my screenshot which is in the first post of this thread. 🤣🤣