I don't think there is anything new coming.
It's just a marketing tactic to create hype about the existing products.
Mycards has a weak UI, NetBanking is still age old, they still urge to send physical forms to Chennai office
Also, everything is split between various apps: Payzapp, Mycards, Mobile App, etc.
Not a single proper all-in-one application that can seamlessly manage everything.
HDFC 360 sounds like a digital assistant with AI which will make it even harder to reach customer care.
In all, it just sounds like a big hype to me. What do you guys think? 😄