HDFC Biz Black

[athar_007]

I have Diners Biz Black
Someone please clarify some questions

1- How to pay my Creditors (from whom I buy)
2- Is there any extra charges for either party or both
3- will I get reward points? If yes, what will be the effective reward rate?
4- Will my spends on vendor payment be considered for renewal fees waiver?

 

[helloworld]

Post in thread 'Vendor payment BizBlack'

Oct 9, 2024

4 Years CIBIL

I hope this is your first credit card. and I hope you're aware about credit card functionality. and I hope you atleast used your debit card till now.

because these are very basic questions and difficult to get answer because only you know where you spend.

Anyway as you asked..

It would help if someone answered my questions as well

1. Using same credit card and anyone u like to purchase something and they accept this card in their PoS or incase online, that payment gateway if supports this card.

2. For you it will communicated during checkout page or POS...

• helloworld

. . .

 

[athar_007]

Post in thread 'Vendor payment BizBlack'

Oct 9, 2024

4 Years CIBIL

I hope this is your first credit card. and I hope you're aware about credit card functionality. and I hope you atleast used your debit card till now.

because these are very basic questions and difficult to get answer because only you know where you spend.

Anyway as you asked..

It would help if someone answered my questions as well

1. Using same credit card and anyone u like to purchase something and they accept this card in their PoS or incase online, that payment gateway if supports this card.

2. For you it will communicated during checkout page or POS...

• helloworld

. . .

The catch is that my Creditors don't have pos or payment link.

I'm looking for a way to pay them off via my Diners card.
I'll relax my cash crunch a bit.

 

[Samarth343]

The catch is that my Creditors don't have pos or payment link.

I'm looking for a way to pay them off via my Diners card.
I'll relax my cash crunch a bit.

I believe you want to pay your vendors to whom you traditionally pay via online transfer/ Cheque through credit card. I don't think that is possible.

 

[Wealth_Magnet]

Guys, I have to make a GST Payment in the GST portal using my BizBlack card in the next couple of days. Unfortunately I am not able to see the "Credit/ Debit card" option as shown in the attached HDFC BizBlack flyer. It has only Preferred Banks and Net banking options.

Appreciate your help. Thanks.

 

[tachniki]

Guys, I have to make a GST Payment in the GST portal using my BizBlack card in the next couple of days. Unfortunately I am not able to see the "Credit/ Debit card" option as shown in the attached HDFC BizBlack flyer. It has only Preferred Banks and Net banking options.

Appreciate your help. Thanks.

That should be just payment gateway. You should be able to use any credit or debit card after selecting that payment gateway

 

[doctoramar]

The catch is that my Creditors don't have pos or payment link.

I'm looking for a way to pay them off via my Diners card.
I'll relax my cash crunch a bit.

3rd party apps like bharat nxt? I dont know if they are allowed by hdfc.

 

[big_bull]

The catch is that my Creditors don't have pos or payment link.

I'm looking for a way to pay them off via my Diners card.
I'll relax my cash crunch a bit.

3rd party apps are there but RBI cautioned all those platforms & banned few who are allowing credit card payment to pay vendors because it is like taking working capital loan without paying any interest.

 

[BeginnerCC]

Guys, I have to make a GST Payment in the GST portal using my BizBlack card in the next couple of days. Unfortunately I am not able to see the "Credit/ Debit card" option as shown in the attached HDFC BizBlack flyer. It has only Preferred Banks and Net banking options.

Appreciate your help. Thanks.

That happens - when the challan was created earlier and then you logged in again to make payment.

Create the GST challan and directly go for the payment and the issue is resolved.

 

[Wealth_Magnet]

That happens - when the challan was created earlier and then you logged in again to make payment.

Create the GST challan and directly go for the payment and the issue is resolved.

Thanks. It appears GST payment by CC is not enabled for all the states.

 

[vamsheedar]

Guys, I have to make a GST Payment in the GST portal using my BizBlack card in the next couple of days. Unfortunately I am not able to see the "Credit/ Debit card" option as shown in the attached HDFC BizBlack flyer. It has only Preferred Banks and Net banking options.

Appreciate your help. Thanks.

GST payment via credit cards is not enabled for all states.

CBIC New Functionality on GST Portal Payment Via Credit/Debit Card

The latest update on the Goods and Services Tax (GST) portal introduces a new functionality allowing GST payers to use debit or credit cards via the Kotak Mahindra Payment Gateway. Presently, the portal exclusively accepts cards through the Kotak Mahindra Gateway, but there are plans to include...

blog.saginfotech.com

 

[risingphoenix24]

I’m self-employed with a ITR of ₹23 lakh. Recently, I applied for the Biz Black on their website. The application went through, offline KYC was done successfully, and it showed that I was eligible for the card.

However, I spoke to the BM, and he mentioned that since my ITR is below ₹30 lakh he can’t assist further. He also mentioned that as of October, BM-level approvals or overrides for such cases have been discontinued.

Is there still a chance I can get this card despite not meeting the ITR condition?

I have sent my ITR documents to HDFC chennai office bad decision?

 

[Chacha_vidhayak]

I’m self-employed with a ITR of ₹23 lakh. Recently, I applied for the Biz Black on their website. The application went through, offline KYC was done successfully, and it showed that I was eligible for the card.

However, I spoke to the BM, and he mentioned that since my ITR is below ₹30 lakh he can’t assist further. He also mentioned that as of October, BM-level approvals or overrides for such cases have been discontinued.

Is there still a chance I can get this card despite not meeting the ITR condition?

I have sent my ITR documents to HDFC chennai office bad decision?

View attachment 78798

ITR of 30L is mandatory … or u must have existing infinia card , then this can be issued as floater one. As of December management is not taking any deviation approval , that’s what my BM said …

 

[doctoramar]

I’m self-employed with a ITR of ₹23 lakh. Recently, I applied for the Biz Black on their website. The application went through, offline KYC was done successfully, and it showed that I was eligible for the card.

However, I spoke to the BM, and he mentioned that since my ITR is below ₹30 lakh he can’t assist further. He also mentioned that as of October, BM-level approvals or overrides for such cases have been discontinued.

Is there still a chance I can get this card despite not meeting the ITR condition?

I have sent my ITR documents to HDFC chennai office bad decision?

View attachment 78798

Since u have sent the itr no point in worrying now.Fingers crossed and hope they approve.
Offlate hdfc has been strict with premium cards.BM level approval is not being accepted.Cluster head approval will help.

 

[shahrajesh]

if it shows eligible then go ahead for it.
i know criteria is 3o ITR, but with your transactions and credit limit of 800000, you can get floater

 

[hero42717]

I’m self-employed with a ITR of ₹23 lakh. Recently, I applied for the Biz Black on their website. The application went through, offline KYC was done successfully, and it showed that I was eligible for the card.

However, I spoke to the BM, and he mentioned that since my ITR is below ₹30 lakh he can’t assist further. He also mentioned that as of October, BM-level approvals or overrides for such cases have been discontinued.

Is there still a chance I can get this card despite not meeting the ITR condition?

I have sent my ITR documents to HDFC chennai office bad decision?

View attachment 78798

I want the card but when applying can't get . Having 30L ITR what to do now . Can't get any single card ? 😔