HDFC BizGrow Card

[kev569]

Hello All,

I need some help with the information on applying an HDFC Biz Grow Card. I currently have Tata Neu Plus with 1lac limit which was increased in Nov 2024 from 20k. I have been holding this card for 1 year now. I had Millenia card issued in 2023 but got that closed due to annual fees which was charged on the fyf.

Since obtaining the Neu Plus card, I am unable to apply for any of the core cards or other co-branded cards such as Swiggy. I sent an email today to HDFC support to apply for the new card and they reverted with requesting to visit the nearest branch for physical mode of floater application.

Now, I have a Savings Account with HDFC. Since last month, I am having a regular Ads Spends on (Indeed platform) which I am putting on a different credit card right now, which are generally between 1-2 lacs per month.

Question 1: Any information or things to consider before applying for a floater card through the branch to get the card approved?
Question 2: Would I be able to request for a limit increase along with the application?

Notes:
(1). I have my business registered at my home address (hold GST and MSME license).
(2). I have one late payment on my Cibil which is of the HDFC Milennia Card. It's the fees they applied to the card, I did not pay the fees, and it was reversed after 1 month of back & forth communication with HDFC via X (Twitter) platform.

Thank you in advance.

 

[Anupama_Jha]

Hello All,

I need some help with the information on applying an HDFC Biz Grow Card. I currently have Tata Neu Plus with 1lac limit which was increased in Nov 2024 from 20k. I have been holding this card for 1 year now. I had Millenia card issued in 2023 but got that closed due to annual fees which was charged on the fyf.

Since obtaining the Neu Plus card, I am unable to apply for any of the core cards or other co-branded cards such as Swiggy. I sent an email today to HDFC support to apply for the new card and they reverted with requesting to visit the nearest branch for physical mode of floater application.

Now, I have a Savings Account with HDFC. Since last month, I am having a regular Ads Spends on (Indeed platform) which I am putting on a different credit card right now, which are generally between 1-2 lacs per month.

Question 1: Any information or things to consider before applying for a floater card through the branch to get the card approved?

Nothing much, make sure to follow up whole process till approval.

Question 2: Would I be able to request for a limit increase along with the application?

No, limit increase can be done solely or during card upgrade.

Notes:
(1). I have my business registered at my home address (hold GST and MSME license).
(2). I have one late payment on my Cibil which is of the HDFC Milennia Card. It's the fees they applied to the card, I did not pay the fees, and it was reversed after 1 month of back & forth communication with HDFC via X (Twitter) platform.

Why didn't they removed that DPD from CIBIL also? Did u told them to do so

If not do now, they are obliged to do so. If not u can file RBIO complaint and get compensation as well.

 

[kev569]

Thank you so much for answering the questions.

Coming to Late Payment on Cibil, no, I was not aware that I can have that removed from Cibil. I will drop them the email to remove the same.

I don't have the screenshot I took while filling the application where it said FYF or LTF, but have the chat history I had with them on Twitter, would that work?

And should I drop them the email on Grievance email ID or any other email address which you can share?

Again thank you for your response.