Hdfc business money

[confusedcardholder]

I am having a HDFC BUSINESS MONEYBACK credit card since Jan-2022. I started with 1L limit and currently it is 1.3L. I am trying to upgrade it MILLENIA but not able to do it. Recently I applied for TATA NEU PLUS card which was approved and I have a shared limit of 1.3L for both cards. Recently I got to know that BUSINESS cards wont be upgraded to normal line of cards. Could you please suggest me what to do to get out of this BUSINESS MONEYBACK and get a normal line card in HDFC?

 

[SSV]

I am having a HDFC BUSINESS MONEYBACK credit card since Jan-2022. I started with 1L limit and currently it is 1.3L. I am trying to upgrade it MILLENIA but not able to do it. Recently I applied for TATA NEU PLUS card which was approved and I have a shared limit of 1.3L for both cards. Recently I got to know that BUSINESS cards wont be upgraded to normal line of cards. Could you please suggest me what to do to get out of this BUSINESS MONEYBACK and get a normal line card in HDFC?

As a first step , change yiur occupation type = Salaried in the profile section of netbanking..

 

[confusedcardholder]

As a first step , change yiur occupation type = Salaried in the profile section of netbanking..

I am actually a Doctor and self employed. Should i still change it to salaried?

 

[Vasuki]

As a first step , change yiur occupation type = Salaried in the profile section of netbanking..

+ NetBanking profile change is mere facewash after
NOW launched

Login into xpreesway and update your profile

 

[SSV]

+ NetBanking profile change is mere facewash after
NOW launched

Login into xpreesway and update your profile

so according to you :
where will it be updated when we update
1) in Netbanking profile update?
and
2)In Expressway update?

 

[SSV]

I am actually a Doctor and self employed. Should i still change it to salaried?

Don't worry, you can still do it.. if you want to..

 

[Credit_Cards]

so according to you :
where will it be updated when we update
1) in Netbanking profile update?
and
2)In Expressway update?

most likely HDFC have build 2-3 decoupled system, best is to request your RM to get it updated at backend

 

[Vasuki]

so according to you :
where will it be updated when we update
1) in Netbanking profile update?
and
2)In Expressway update?

I tried 4 times via NetBanking
It shows salaried since a year but

Last month due to cc application I asked grievance that my profile is self employed or salaried in system it was still self employed
Now I changed through xpreesway & asked again
Waiting for confirmation

 

[SSV]

most likely

This is key word.. It may not be necessary..
even though there might be decoupled systems sometimes, there will be periodical synchronisation among different systems.. escpecially the key data like profile data.. the master data will be updated at a central location..
Moreover most of the RMs dont even know these kind of things

 

[SSV]

I tried 4 times via NetBanking
It shows salaried since a year but

Last month due to cc application I asked grievance that my profile is self employed or salaried in system it was still self employed
Now I changed through xpreesway & asked again
Waiting for confirmation

okay , lets wait..
and also whatever they say might not be the relevant one which will be considered in the CC application process..

 

[SSV]

I am having a HDFC BUSINESS MONEYBACK credit card since Jan-2022. I started with 1L limit and currently it is 1.3L. I am trying to upgrade it MILLENIA but not able to do it. Recently I applied for TATA NEU PLUS card which was approved and I have a shared limit of 1.3L for both cards. Recently I got to know that BUSINESS cards wont be upgraded to normal line of cards. Could you please suggest me what to do to get out of this BUSINESS MONEYBACK and get a normal line card in HDFC?

Don't worry, you can still do it.. if you want to..

okay, as per other members experiences and observations, you can update your profie in both netbanking and xpressway protals

 

[Credit_Cards]

I update my profile yearly basis my ITR via Branch, I was once recommended by BM 2-3 years back its better to periodically update for correctness and better offers