Hdfc business vs normal credit card

[Andrew]

I am not running any business but i got pre-approved hdfc business money back credit card but i only have limited spends hence wish to go for personal card only. Should I take this offer and go for converting to other personal card later or simply wait more time to get other pre-approved card

 

[Strange]

Amazon doesn't allow EMI, instant discount on corporate or commercial credit cards issued by any Bank.



Reference https://www.amazon.in/b?ie=UTF8&node=14141323031 it's an old offer but this tnc always remains the same for every bank offer.

 

[Rahul Gupta]

I am not running any business but i got pre-approved hdfc business money back credit card but i only have limited spends hence wish to go for personal card only. Should I take this offer and go for converting to other personal card later or simply wait more time to get other pre-approved card

That's a normal credit card don't worry. Hdfc names their cards as business cards for self employed people.

 

[Rahul Gupta]

Amazon doesn't allow EMI, instant discount on corporate or commercial credit cards issued by any Bank.

View attachment 6757

Reference https://www.amazon.in/b?ie=UTF8&node=14141323031 it's an old offer but this tnc always remains the same for every bank offer.

Hdfc business cards are different from corporate and commercial cards. Don't mislead.

 

[Predator]

I am not running any business but i got pre-approved hdfc business money back credit card but i only have limited spends hence wish to go for personal card only. Should I take this offer and go for converting to other personal card later or simply wait more time to get other pre-approved card

I have Business Regalia and it works like normal card. Only difference I observed till today us that paytm charges extra on this card for wallet load. Rest is similar to any other card as per my observation

 

[sv004]

I have Business Regalia and it works like normal card. Only difference I observed till today us that paytm charges extra on this card for wallet load. Rest is similar to any other card as per my observation

How much paytm charges

 

[Predator]

How much paytm charges

Usually 1 percent extra than other cards.

 

[sv004]

Usually 1 percent extra than other cards.

Ok u mean 4.35%

 

[Strange]

Hdfc business cards are different from corporate and commercial cards. Don't mislead.

Kotak Urbane Gold is VISA Corporate variant card and It doesn't work on Amazon for EMI and instant discount.

If HDFC is issuing you CORPORATE variant card then it won't work on Amazon for EMI and instant discount.

 

[Strange]

I have Business Regalia and it works like normal card. Only difference I observed till today us that paytm charges extra on this card for wallet load. Rest is similar to any other card as per my observation

Can you share your card BIN (first 6 digits) to check it's variant.

 

[Predator]

Ok u mean 4.35%

Its 3.35% in my account and 2.35 for other cards. These charges are account specific and not same for everyone

 

[Predator]

Can you share your card BIN (first 6 digits) to check it's variant.

4572 62

 

[Strange]

Just watched a youtube video, HDFC Business MoneyBack VISA Card BIN is 457704 which a Visa Business Enhanced Credit Card (verified on https://visaoffers.poshvine.com/) and I doubt it will work for instant discounts or EMIs on Amazon.

 

[Strange]

4572 62

You have HDFC BANK LIMITED Visa Signature Business Credit Card. Paytm charges extra fee on adding money from CORPORATE or BUSINESS variant cards.

 

[Strange]

I have Business Regalia and it works like normal card. Only difference I observed till today us that paytm charges extra on this card for wallet load. Rest is similar to any other card as per my observation

Are you getting EMI option on Amazon using this card?

 

[Predator]

Are you getting EMI option on Amazon using this card?

Never tried EMI, but instant discount works fine everytime. I was never refused any discount on this card.
Will check with emi option too and will update you accordingly

 

[Predator]

Are you getting EMI option on Amazon using this card?

Yes. Emi option is there.

 

[Predator]

You have HDFC BANK LIMITED Visa Signature Business Credit Card. Paytm charges extra fee on adding money from CORPORATE or BUSINESS variant cards.

View attachment 6760

If visa signature business works for offers, then visa business enhanced should also work, I guess

 

[Strange]

Yes. Emi option is there.View attachment 6761

Great.

 

[Strange]

If visa signature business works for offers, then visa business enhanced should also work, I guess

But VISA corporate doesn't work.