HDFC C2C For LTF card

[vipin123]

Yesterday I visited My Branch
I asked C2C agent to apply for Millennia LTF He told me that LTF offer for C2C was stopped in July.
I have One year old account in HDFC
I want Millennia LTF
Someone please tell me Is he right or any way to get Millennia LTF.

 

[helloworld]

For only bank offers?

 

[kodiswaran]

in case if you are salaried then Millennia is offered LTF under corporate tie ups. you can ask your RM to check the ltf cc provided for corporate employees.

 

[pradeepG]

my RM also denied in august stating that LTF millennia has stopped on C2C basis, but he mentioned that millennia is effectively LTF as they credit 1000 points in your rewards every anniversary, effectively you paying only 180 GST yearly. as 1 RP=1Rs in millennia.

 

[sidp]

my RM also denied in august stating that LTF millennia has stopped on C2C basis,

Yes. C2c ltf was fy end offer. If you dont have any pressing need, wait till jan 15. Ask your rm to check if your employer is a partner organization, then also you can get millenia/ rg ltf depending on net salary.

but he mentioned that millennia is effectively LTF as they credit 1000 points in your rewards every anniversary, effectively you paying only 180 GST yearly. as 1 RP=1Rs in millennia.

I don't think this part is true. Afaik only infinnia renewal gets you point.
@vipin123

 

[purushotham]

my RM also denied in august stating that LTF millennia has stopped on C2C basis, but he mentioned that millennia is effectively LTF as they credit 1000 points in your rewards every anniversary, effectively you paying only 180 GST yearly. as 1 RP=1Rs in millennia.

Bro Anniversary means?

 

[purushotham]

If you spend 1L every year
Millennia is a free card

 

[helloworld]

my RM also denied in august stating that LTF millennia has stopped on C2C basis, but he mentioned that millennia is effectively LTF as they credit 1000 points in your rewards every anniversary, effectively you paying only 180 GST yearly. as 1 RP=1Rs in millennia.

Yes. Only GST Payable for Millennia.

Moreover Millennia needs min. 500 points (which required apprx. 10k on 5% categories, 50k on 1% category) to redeem, and reward points expire after 2 years.

If one can't spend 1L on (because they're asking LTF), its better to spend that amount on existing cards (to improve their overall reward rate, spend rate), rather than keeping this card idle.

Pick a card based on spend amount, preferred redemption rather just because occasional offer, which doesnt help you much with minimal spends.

Offer Fulfilled! Post in thread 'Limit Enhancement and Upgrade Offers Rolling Out!'

Oct 26, 2024

I have a salary account with HDFC and no credit card so far. Just saw emails offering Freedom card as LTF but I prefer Millenia (at least). Should I apply for this freedom and try for upgrades or wait for Millenia LTF? Any suggestions please! Also my net pay is 1.5+L per month so can it be upgraded to Preferred banking program and then expect Millenia CC LTF?

Basic Cards as Lifetime Free (LTF) May Not Be the Best Choice​

Opting for basic cards as LTF might seem appealing at first, but they often become unusable because of your increased spends and changes in preferred...

• helloworld

 

[pradeepG]

Bro Anniversary means?

anniversary= card yearly renewal

 

[pradeepG]

don't think this part is true. Afaik only infinnia renewal gets you point.

its his words, i can approve or deny this information...

*cant

 

[helloworld]

its his words, i can approve or deny this information...

Its mentioned in official page itself: https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-cc-new