Has anyone ever got LE before activating the CC? I applied for an HDFC CC via netbanking and the process didn't ask me my salary or other CC and the CC approved with 1 lac limit.
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HDFC CC LE
- Thread starter neo.puneet
- Start date
no, it wasn't pre-approved. i just applied after logging into netbanking. the thing is i've read bad reviews about LE on HDFC CC so i'm thinking whether to activate the card or not
Just try sending an email to them. I have read that they increase limit before you activate. BTW How was the experience applying directly from netbanking? Any verification?
Yes, sent email, received robotic response that it's not possible. Escalated to Grievance Redressal email, waiting for their response.
Netbanking CC Application Process is quick but they don't ask anything (Salary/other bank CC limit) and got the card approved in 1 day.
IndianOil - I just wanted an HDFC CC because I want to upgrade it later to DCB under alumni but for that I need 5 lac limit.
Grievance Redressal denied. Escalated to nodal officer.
Question: If I don't activate the Credit Card, it would be auto-closed after 30 odd days, right? Then, what is the cooling period of applying offline?
Question: If I don't activate the Credit Card, it would be auto-closed after 30 odd days, right? Then, what is the cooling period of applying offline?
I think no waiting period for offline application. But still confirm from others
PRIYANSHU_
TF Premier
I have received from 90k to 1L, should go for it or wait?
P.S: last was 6 months ago from 65k to 90k.
P.S: last was 6 months ago from 65k to 90k.
PRIYANSHU_
TF Premier
and i have manually applied on Wednesday for LE by sending my itr and Kotak statement (3L limit) . Asked for new limit to be 5L.
P.S ; i am maintaing 13L+ in my account for last 20 days
P.S ; i am maintaing 13L+ in my account for last 20 days
Shubham Yadav
TF Prestige
Next 4 to 5 days u will receive their answer regarding LE
Then further action would be taken
Shubham Yadav
TF Prestige
Abhi toh maal fuka h HopelessDFC ne thoda time do
PRIYANSHU_
TF Premier
bhai sahi me maal fuk ka betha ha HDFC me.
Ye Reason diya:
• Signature in the application form does not match with the one maintained in our records
• Signature unavailable on the request letter
• Unable to contact you on the mobile number available in the bank records
• Information provided by you does not match with our bank records at the time of Telephonic verification
P.S :- Signature was correct & koi phone nahi aaya.
Shubham Yadav
TF Prestige
Bro this mistake is not HoplessDFC actually Noone know bank is suffering from a disease now in this particular diseases theirs brains refuse to function very neurologically and start doing such madness activity.
PRIYANSHU_
TF Premier
I am not sending my documents again, this was my second time and i have an pre-approved LE from 90k to 1L should i take it or wait.
if I won't take one, will they offer me LE with increased limit or not?
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