HDFC Credit card confusion.

[rayhan12]

Hello,

As attached in the image, the messages I got from HDFC after applying for the LTF Regalia credit card.

Now, I am confused if my card is approved or declined.

If anyone has any ideas do let me know.

 

[SiddharthR]

Hello,

As attached in the image, the messages I got from HDFC after applying for the LTF Regalia credit card.

Now, I am confused if my card is approved or declined.

If anyone has any ideas do let me know.

2 din baad check kr lena

 

[panu24]

Hello,

As attached in the image, the messages I got from HDFC after applying for the LTF Regalia credit card.

Now, I am confused if my card is approved or declined.

If anyone has any ideas do let me know.

It's on track. Wait for few days it will be approved.

 

[NOOBY]

Hello,

As attached in the image, the messages I got from HDFC after applying for the LTF Regalia credit card.

Now, I am confused if my card is approved or declined.

If anyone has any ideas do let me know.

how did you apply ?
Was it online or via some agent ?

If your process was c2c via some agent, then also be ready to get Moneyback/Millennia card instead of LTF Regalia

instead of denying your application, HDFC will simply assign lower variant due to their "internal checks" with extremely low limit and you won't be able to do anything about that

 

[rayhan12]

how did you apply ?
Was it online or via some agent ?

If your process was c2c via some agent, then also be ready to get Moneyback/Millennia card instead of LTF Regalia

instead of denying your application, HDFC will simply assign lower variant due to their "internal checks" with extremely low limit and you won't be able to do anything about that

Yes, I applied through c2c via an agent lol.

Let's see what happens.

 

[rayhan12]

It's on track. Wait for few days it will be approved.

But when I checked the application status today it' showing declined.

 

[Deleted member 5552]

But when I checked the application status today it' showing declined.

Yes, the last message means "your application is declined"

Customer never gets these kinds of message if approved

 

[Deleted member 5552]

You can request them to reconsider the application if you wish

 

[rayhan12]

Yes, the last message means "your application is declined"

Customer never gets these kinds of message if approved

But the last second message means it's approved right ?

 

[Deleted member 5552]

But the last second message means it's approved right ?

No, that was a simple term which is being used for years to confuse customer

 

[rayhan12]

No, that was a simple term which is being used for years to confuse customer

Any reason for rejection ?

btw I already have HDFC Millenia cc.

 

[blacktiger]

unless u see a card dispatched sms, you are not approved

 

[panu24]

But when I checked the application status today it' showing declined.

I think you should still wait for a week to see if online tracking status gets changed. If it remain declined after 1 week or you get sms/email of rejection in next few days then consider its confirmed that its rejected.

 

[Deleted member 5552]

Any reason for rejection ?

btw I already have HDFC Millenia cc.

That may be the reason... Ask Bank for a card upgrade offer

 

[rayhan12]

That may be the reason... Ask Bank for a card upgrade offer

Thanks, I will try for that.

 

[rayhan12]

I think you should still wait for a week to see if online tracking status gets changed. If it remain declined after 1 week or you get sms/email of rejection in next few days then consider its confirmed that its rejected.

Let’s wait n watch.

 

[Deleted member 5552]

I think you should still wait for a week to see if online tracking status gets changed. If it remain declined after 1 week or you get sms/email of rejection in next few days then consider its confirmed that its rejected.

HDFC Bank doesn't give 2 core credit cards

 

[panu24]

HDFC Bank doesn't give 2 core credit cards

Right. I missed to read that @rayhan12 already hold 1 HDFC core card. In this case, second core card application will be rejected then

 

[SiddharthR]

HDFC Bank doesn't give 2 core credit cards

Right. I missed to read that @rayhan12 already hold 1 HDFC core card. In this case, second core card application will be rejected then

I think they have started giving pre-approved offer for 'Regalia Gold' as a 2nd core card.

 

[panu24]

I also see hdfc offering 2nd core card to me since last 2 weeks. I checked which core cards but did not find any useful card to apply.