HDFC Credit Card - Credit Limit Increase

[gallifrey24]

Received an offer for increase in the credit limit from HDFC in view of the festival season I guess . Decent limit increase in my Regalia. From 3.55L to 4.26L, an increase of exactly 20%.

Other members also check for the limit increase offers.

 

[abhishek751]

Received an offer for increase in the credit limit from HDFC in view of the festival season I guess . Decent limit increase in my Regalia. From 3.55L to 4.26L, an increase of exactly 20%.

Other members also check for the limit increase offers.

Where to check?

 

[D₹V]

Where to check?

Mycards.

Limit enhancement banner should be there ig.

 

[Prime Carlsen]

No limit enhancement for me. How old is your card?

 

[kshitij_0]

Received an offer for increase in the credit limit from HDFC in view of the festival season I guess . Decent limit increase in my Regalia. From 3.55L to 4.26L, an increase of exactly 20%.

Other members also check for the limit increase offers.

Even I got the same 20% from 2L to 2.4L few weeks ago.

 

[Aditya12]

Nothing for me. I guess because it's not yet 6 months since my last LE that I had requested by sending LE form to Chennai.

 

[imdjay]

Yaha 3 saal se nahi mila koi LE

 

[Aditya12]

Yaha 3 saal se nahi mila koi LE

Send a manual request to Chennai office. Physical form.

 

[imdjay]

Send a manual request to Chennai office. Physical form.

Kya kya send kerna hai?
what docs? I read some posts. his LE was declined by saying he had not sent the letter. but he had sent the form.

 

[Aditya12]

Kya kya send kerna hai?
what docs? I read some posts. his LE was declined by saying he had not sent the letter. but he had sent the form.

Jo hai sab send kardo, pata nahi kya kaam aajae 😀 .. I've got LE two times by sending documents and forms to Chennai office. Below is what I sent both the times:

Limit Enhancement Form - HDFC (You'll find online)
Printed Letter stating reason for LE (I mentioned I wanted to travel with family in future so needed more limit for huge spending)
Latest 3 months Salary Slips
Latest ITR copy
Latest 3 months bank statement (if your account is not with HDFC)

 

[imdjay]

Latest 3 months bank statement (if your account is not with HDFC)

Ye salary wali chahiea ya fir koi bhi chalegi?
New form me C4C ka block bhi hai. dusre card ki details bhi send ker du kya?

 

[Aditya12]

Ye salary wali chahiea ya fir koi bhi chalegi?

Salary vali ho toh accha hai. Proof hota hai ki salary credit ho rahi hai.

New form me C4C ka block bhi hai. dusre card ki details bhi send ker du kya?

Not sure about this. Dedo details, no harm (agar dusre cards me jyada limit hai)

 

[aayusharyan]

No LE offer on my CC yet.

 

[praveensudhakaran]

Hi,
I have been using Regalia for more than five years now. Limit enhancements have not been available for some time now. My in-hand monthly salary(salary account with HDFC) is X, and the credit limit is '3X' merged with Tata Neu. I have tried increasing my limit by submitting the documents, but they have declined the request. What can be done?

 

[Aditya12]

Hi,
I have been using Regalia for more than five years now. Limit enhancements have not been available for some time now. My in-hand monthly salary(salary account with HDFC) is X, and the credit limit is '3X' merged with Tata Neu. I have tried increasing my limit by submitting the documents, but they have declined the request. What can be done?

How did you request and what all stuff did you submit?

 

[praveensudhakaran]

How did you request and what all stuff did you submit?

I contacted them via RM and submitted 3 months of payslip as requested.

 

[Aditya12]

I contacted them via RM and submitted 3 months of payslip as requested.

See my comment 3-4 places above this message. That has always helped me getting an LE.

 

[supperman]

Apart from payslips, does HDFC look at other card limits in deciding a possible Limit increase?

 

[aayusharyan]

Apart from payslips, does HDFC look at other card limits in deciding a possible Limit increase?

I just now dropped an email. I shared 3 months Pay slips, 3 months bank statement, 1 month CC Statement for C2C (even if they don't do, no harm in sending the documentation) and also I send my Experian report (they said some comments about my credit worthiness so I had to put my points through that).

 

[supperman]

I just now dropped an email. I shared 3 months Pay slips, 3 months bank statement, 1 month CC Statement for C2C (even if they don't do, no harm in sending the documentation) and also I send my Experian report (they said some comments about my credit worthiness so I had to put my points through that).

Bank statement? HDFC bank statements or...?