HDFC Credit Card LTF Upgrade

Hello

I currently have HDFC Freedom LTF credit card since dec 2024.
Limit is 1.5 lakh

My current net salary is 2.22 lakh.
HDFC premium salary account
Cibil is 778

I am looking to get better HDFC credit card as LTF, preferably Regalia Gold or atleast Millennia

Can someone guide me through this ?

Any other suggestions are welcomed.

Thanks

 

First you might need to get the limit increased before asking for an upgrade. Contact customer care or branch with income documents.

 

Have you checked credit limit and card upgrade options in net banking?

 

Have you checked credit limit and card upgrade options in net banking?

Not yet
Was a bit reluctant to have an unnecessary cibil enquiry

 

Not yet
Was a bit reluctant to have an unnecessary cibil enquiry

It is in Net banking itself... It wont report anything to Cibil.