Hdfc credit card now visible under credit card option in BHIM

[krish80]

Hi,
Many of us are eagerly waiting for HDFC RUPAY card to be added to BHIM.
I am able to see HDFC from yesterday but unable to add my RUPAY card to it. Did anyone tried doing so and any further update?

 

[Patil007]

Hi,a
Many of us are eagerly waiting for HDFC RUPAY card to be added to BHIM.
I am able to see HDFC from yesterday but unable to add my RUPAY card to it. Did anyone tried doing so and any further update?


View attachment 7004

Check the @TechnoFino s YouTube video. Linking credit card to UPI and pay is not rewarding.

Main purpose of credit card is to get rewards when you pay and UPI payment via credit card is not giving that.

Then, What's the point 😅

 

[adi]

Check the @TechnoFino s YouTube video. Linking credit card to UPI and pay is not rewarding.

Main purpose of credit card is to get rewards when you pay and UPI payment via credit card is not giving that.

Then, What's the point 😅

it can be used as interest free money for 40-45 days.
and maybe in future banks starts giving rewards on upi transactions too who knows.

 

[krish80]

Check the @TechnoFino s YouTube video. Linking credit card to UPI and pay is not rewarding.

Main purpose of credit card is to get rewards when you pay and UPI payment via credit card is not giving that.

Then, What's the point 😅

I agree reward points may not be awarded but what about the convenience of having ability to use card even for a single rupee transaction

 

[Patil007]

it can be used as interest free money for 40-45 days.
and maybe in future banks starts giving rewards on upi transactions too who knows.

There are no MDR charges, without MDR banks cannot give reward and there is no profit for bank.

Yes, second use case of credit card is interest free period, that can be used.

But, I am using credit card only for rewards ✌️

 

[Patil007]

I agree reward points may not be awarded but what about the convenience of having ability to use card even for a single rupee transaction

Again it is second use case of interest free period only.

 

[avishj]

There are no MDR charges, without MDR banks cannot give reward and there is no profit for bank.

Yes, second use case of credit card is interest free period, that can be used.

But, I am using credit card only for rewards ✌️

Again it is second use case of interest free period only.

That's fine, but interest free period is a big boost, the amount I pay at small vendors who only take UPI / Cash means I have to keep decent amount rotting away in Savings, better to take it all, put it in something like 12% club or liquid fund and enjoy free money 🙂

 

[FinoGuy]

Zero MDR is only for txn upto 2k

There are no MDR charges, without MDR banks cannot give reward and there is no profit for bank.

Yes, second use case of credit card is interest free period, that can be used.

But, I am using credit card only for rewards ✌️

 

[rp0703]

Again it is second use case of interest free period only.

That's fine, but interest free period is a big boost, the amount I pay at small vendors who only take UPI / Cash means I have to keep decent amount rotting away in Savings, better to take it all, put it in something like 12% club or liquid fund and enjoy free money 🙂

Also you can earn 1% cashback by paying CC bills of UPI linked CC via HDFC bill pay or Jupiter UPI.

 

[ankushanup1]

are milestone benifits counted for upi transactions if yes that would be a sweet spot
+putting max day to day spends on cc for convenience

 

[krish80]

anyone succeeded in adding HDFC to their account?

 

[Patil007]

Zero MDR is only for txn upto 2k

Oh. Let's see Will try post they add ICICI, Axis cards in UPI.

 

[rp0703]

anyone succeeded in adding HDFC to their account?

nope. getting error 'please check you have selected correct bank account or phone number is linked'

any body else getting this error.

 

[krish80]

nope. getting error 'please check you have selected correct bank account or phone number is linked'

any body else getting this error.

Same here.

 

[rp0703]

Same here.

which hdfc rupay card do you have? I have tata neu plus.

 

[krish80]

Even I have tried with tata neu. I have added my pnb platinum card and it's working with all Paytm vendors

which hdfc rupay card do you have? I have tata neu plus.

 

[rp0703]

Even I have tried with tata neu. I have added my pnb platinum card and it's working with all Paytm vendors

Now error changed to 'Remiter bank not available '. They are still integrating the system, may be that's why we are getting error.