HDFC credit card - sharing documents over WhatsApp

[RM95]

A person claiming to be from HDFC reached out to me to process my credit card. I asked for the Regalia, and he said he can get it to me LTF (no strings attached), however he said he needs me to share my documents over WhatsApp. I asked him to mail me that the card will be LTF from his official mail, but he said it's not possible because of some backend limitations. I'm wondering if it's legit. Anyone else got a card by this procedure?

 

[Dhaval parihar]

I applied through a guy over WhatsApp c2c on basis of apay 1.5 lac
The limit i got on millenia is 37k 🙄

 

[ARV]

I applied through a guy over WhatsApp c2c on basis of apay 1.5 lac
The limit i got on millenia is 37k 🙄

HDFC has weird logic . Most of the banks give low limit or they dont accep when applied with CO-Branded cards

 

[Chaitanya-a]

the person who had called was actually sitting inside the branch (not in customer area but where actual employees sit) so atleast that wasn't shady

I dont think they even have ICards.... When I asked him that I will apply via him if he allows me to take photo if his ICard, he said its against bank policy (he wasn't wearing one and I assume he didn't have any) to which I said that he was asking me to share Aadhar and PAN on whatsapp but was not allowing me to take photo personally ?

He said many people apply like this (and he also said we can watermark the documents for safety like "only for HDFC CC, valid till <some date>" as it official process) but asking over whatsapp/mail is always shady

BTW, ask him that if he sends his ICard pic, you will apply via him... if he sends... check for obvious photoshop modifications and then block him by saying, sorry changed your mind)

I too got in touch with these kind of CC sellers. They call through random personal numbers, not through landline number. They don't know about their branch as well. Whenever these ppl call me, I ask them from which branch you're talking. Then they go blank and cut the call. Mostly these ppl are not from bank. These are CC agencies who get the data from Paisabazaar or something.

All in all, never believe on the calls you get from personal numbers. Landline numbers are mostly from officials. Trust them only.

 

[Dhaval parihar]

I too got in touch with these kind of CC sellers. They call through random personal numbers, not through landline number. They don't know about their branch as well. Whenever these ppl call me, I ask them from which branch you're talking. Then they go blank and cut the call. Mostly these ppl are not from bank. These are CC agencies who get the data from Paisabazaar or something.

All in all, never believe on the calls you get from personal numbers. Landline numbers are mostly from officials. Trust them only.

They are third party agents bro

 

[arthurmorgan]

I wrote an email to reconsider my application looks like they rejected it again based on bank's internal policy which they are not able to reveal

 

[Akash Topder]

A person claiming to be from HDFC reached out to me to process my credit card. I asked for the Regalia, and he said he can get it to me LTF (no strings attached), however he said he needs me to share my documents over WhatsApp. I asked him to mail me that the card will be LTF from his official mail, but he said it's not possible because of some backend limitations. I'm wondering if it's legit. Anyone else got a card by this procedure?

I got Millennia LTF from an agent and that too with a limit of 1.62L with a salary of 43k. Some agents are genuine.

 

[RM95]

I got Millennia LTF from an agent and that too with a limit of 1.62L with a salary of 43k. Some agents are genuine.

What's your location?

 

[Akash Topder]

What's your location?

Near Kolkata

 

[RM95]

Near Kolkata

Oh, same as mine. Can I DM you for details?

 

[Akash Topder]

Oh, same as mine. Can I DM you for details?

Ofcourse