HDFC Credit Card Upgrade

[Anirudh987]

Current I have HDFC Millennia Credit Card. HDFC Bank is offering me Regalia Gold Life Time Free.. Can I ask HDFC Bank to allow me to keep both the cards ??

 

[Fini7777]

Regalia Gold- 3 benefits
- International lounge access without spend criteria via PP
- Foreign currency markup of 2% +gst (I know there are CC with zero forex, but its better than most other lower hdfc cards like millennia which charge 3.5%+gst)
- Decent reward rate of 1.2% of offline spends too (Much better returns via smart buy)
- A stepping stone to Infinia.

Disclaimer; I am now using Diners Club Privilege LTF, hoping to get an offer for Regalia Gold LTF. So my observations may be biased and incorrect especially in the reward rate. So please correct if I am wrong.

Domestic lounge access is also possible without spend criteria?

 

[Tarun239]

Domestic lounge access is also possible without spend criteria?

Yup only benefit of regalia gold, no spend criteria