HDFC Credit Limit Enhancement Request.

[rajendrapratap3]

Hi team,

Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit limit Now is there any possibility to increase my credit limit with my Relationship manager. Please note that in last November my CL got increased from bank side without submitting any income proof’s.

 

[cardio_guycardio_guy is verified member.]

Just a personal Q: you keep money in Salary HDFC or move the money out
or in layman what's the mab of previous 6 months in HDFC

No I don't keep anything in salary account. After salary comes, within 1-2 days, it becomes 0. Then it will see water only when next salary comes. Mostly 28-29 days of a month, it is dry season for that account. 😀

Basically that account is only for company to put salary and me to take it out.

 

[bhavik886151]

i have bizpower with 3L limit
other HDFC card Freedom from paytm but not activated as many said it is useless and i never get upgrade it for higher variant

my itr is 24 L

what are the chances of LE if i send my ITR and ask for LE for Bizpower