hdfc credit limit reduced

[Dinesh kama]

i had hdfc mb ltf 5.6 L limit card was upgraded regalia first. After calling customer care got to know that its not ltf so i closed the card. after 6 months of waiting as i dont have any hdfc card recently applied pre-approved tata nue ltf card. but suprisingly given only 75k limit which is effecting my credit utilisation ratio and cibil score. i sent 3 months payslips to chennai address asking for upgrade and LE but rejected both although i have 20L ITR. please advise of i need to close this card and apply core hdfc card or continue with lower limit with basic card.

 

[VasukiVasuki is verified member.]

i had hdfc mb ltf 5.6 L limit card was upgraded regalia first. After calling customer care got to know that its not ltf so i closed the card. after 6 months of waiting as i dont have any hdfc card recently applied pre-approved tata nue ltf card. but suprisingly given only 75k limit which is effecting my credit utilisation ratio and cibil score. i sent 3 months payslips to chennai address asking for upgrade and LE but rejected both although i have 20L ITR. please advise of i need to close this card and apply core hdfc card or continue with lower limit with basic card.

I guess u have put nail in your toes .
U had core card with 5.6 lakh
Unimaginable for many after years .u could have requested for Millniea .or dcb . Should have waited

Then u did worse my takeing pre approved co branded card ..
Now tell me how u gonna take core card ?
U could have anyways got Tata neu as 2nd 100% with shared limit ..

I guess u have to close card once again & wait for 2-3 lakh pre approved cc offer for core card .
Else no work around its hdfc

@S S V @D₹V