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HDFC DC - 350 on 2500 and 300 on 1500 (Targeted Offer)

harshgupta940

TF Ace
VIP Lounge
I have received two targeted offers by HDFC Bank on my Times Points Debit Card-

1) Perform cumulative txn of Rs.1500 and get Rs.200 voucher, additional Rs. 100 voucher on Ecom Txn. T&C
1716950449375.png
2) Perform cummulatively amounting to Rs.2500 and get Rs.250 voucher, additional. Rs.100 voucher on Ecom txn.
T&C
1716950437819.png
I wanted to know the following things about the offer -
1) Can I purchase any GV to get it counted for Ecom Transaction?
2) Can I do a single txn of 2500 and get both offers together?
3) I have applied for a DC upgrade to Millenia so will there be any issue if my existing TimesPoints DC is deactivated?
 
Last edited:
Solution
According to you he'll get ₹300 + ₹350 both or only ₹350?
Only one..
This is how it works.
During offer period ie 24 to 31 may
They will take cumulative eligible spends.

1)If cumulative spends are more than 1.5k but less than 2.5k then offer 1 applies.
2)If spends are more than 2.5k then offer 2 applies.
3)If spends are less than 1.5k , no offer applies..

Only the above 3 scenarios would eventuate
I have received two targeted offers by HDFC Bank on my Times Prime Debit Card-

1) Perform cumulative txn of Rs.1500 and get Rs.200 voucher, additional Rs. 100 voucher on Ecom Txn. T&C
View attachment 55372
2) Perform cummulatively amounting to Rs.2500 and get Rs.250 voucher, additional. Rs.100 voucher on Ecom txn.
T&C
View attachment 55371
I wanted to know the following things about the offer -
1) Can I purchase any GV to get it counted for Ecom Transaction?
2) Can I do a single txn of 2500 and get both offers together?
3) I have applied for a DC upgrade to Millenia so will there be any issue if my existing TimesPrime DC is deactivated?
1. As per their T&C, only wallet transactions are excluded, so the purchase of GV should be considered a valid e-commerce transaction.

2. I don't think so. HDFC mentioned that you can't combine this offer with any other offer. So you'll get ₹300 if you spend ₹1,500 and ₹350 if you spend ₹2,500.

3. It's a unique situation, so we can't be sure about it. But if you have the card now and reach the required spend, you should get your reward regardless of whether the card is closed in future or not.

@SSV what's your opinion here?
 
Last edited:
1. As per their T&C, only wallet transactions are excluded, so the purchase of GV should be considered a valid e-commerce transaction.

2. I don't think so. HDFC mentioned that you can't combine this offer with any other offer. So you'll get ₹300 if you spend ₹1,500 and ₹350 if you spend ₹2,500.

3. It's a unique situation, so we can't be sure about it. But if you have the TimesPrime card now and reach the required spend, you should get your reward regardless of whether the card is closed in future or not.

@SSV what's your opinion here?
I have no idea about this times prime DC. First time hearing
 
I think buying 2500 worth apay gv from Amazon directly would make me eligible for atleast one offer?
Yes, I suggest making a non-round figure transaction, such as ₹2,538, for a safer side.

I don't know if it makes any difference, but it feels more like an authentic transaction rather than looting the card offer with exact values.
 
Yes, I suggest making a non-round figure transaction, such as ₹2,538, for a safer side.

I don't know if it makes any difference, but it feels more like an authentic transaction rather than looting the card offer with exact values.
I will do a transaction greater than 2500 and just expecting a single offer to kick in but it should be an Ecom transaction as I want the additional voucher as well. Just having a doubt that will purchase of apay gv will be considered as ecom
 
T&C for first offer (300 on 1500)

Perform cumulative txn of Rs.1500 and get Rs.200 voucher, additional Rs. 100 voucher on Ecom Txn.
1. Customer will be eligible for a Maximum voucher of Rs300 as per the offer eligibility criteria during the entire offer period i.e. from 24th May 2024 to 31st May 2024 (Customer is identified as per Customer ID).
2. Offer valid from 24th May 2024 to 31st May 2024.
3. This offer cannot be combined with any other offer eligible on HDFC Bank Debit Card.
4. Offer is not applicable in case of any return / cancellations.
5. For transactions where there is a partial cancellation, we will consider the transaction amount eligible as per offer, only if the post partial refund net amount is greater than or equal to Rs.1500
6. Offer only valid for customers receiving communication through SMS/E-Mail from HDFC Bank.
7. Voucher for this offer will be shared with all winners on their bank registered email address only, within 90 days from the end of qualifying campaign transaction month.
For e.g. for promotional offer done in month of May2024, voucher will be shared with all eligible winners on or before 31st August 2024 on best effort basis.
8. Customer is required to redeem this voucher before expiry period of 1 month from the date of receipt of voucher.
9. Turn-around-time committed with respect to posting of Voucher for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfillment is completed at the earliest. In case of delay in posting or non-posting of Voucher, if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & have the Voucher posted if the customer is eligible as per offer T&C.
10. Any queries/ complaints regarding the offer to be raised only after the end of TAT for Voucher posting of 90 days.
11. ATM withdrawals will not be considered for the offer.
12. Only approved and validated spend/ transaction / payment / purchase made using HDFC Bank Debit Card shall be eligible for the Voucher. Cancelled / Returned Transactions shall not be eligible for this Voucher-based offer. No Offer clubbing shall be permitted.
13. Following purchases or payments shall not be considered for the promotional Voucher offer
- Investment/Insurance products
- Loading of wallets or Payments through wallets
- Credit card bill payments
- International transactions
- Cash on Delivery
- Forex booking, Betting and Gambling based transactions.
- Funds transfer to another account using Debit Card.
- Any fraudulent transaction
- Any International transaction done via Debit card
- Payzapp transactions done via Debit card
- Smartbuy transactions done via Debit card
14. HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
15. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift voucher availed by the Card Holder/s under the said Offer offered by the partner.
16. HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
17. This Offer is made available to the Customer/s selected at the discretion of HDFC Bank.
18. Any TAT committed with respect to receive voucher for a promotional campaign is only indicative & may vary from the actual date of fulfilment; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.
19. In case of delay in posting of voucher if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & do the fulfilment within 2-3 working days if the customer is eligible as per offer T&C.
20. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
21. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
22. Valid for Indian Citizens and residents only.
23. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
24. Wallet Loads transactions (Including Payzapp Wallet Load) will be excluded from all programs.
25. Categories tagging for winner evaluation will be considered as mentioned by VISA / MasterCard.
26. Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar schemes/offers.
27. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Cards Members Agreement.
28. HDFC Bank Debit Card Holders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on ‘best effort’ basis.
29. This offer is non-transferable to any other person.

T&C for second offer (350 on 2500)
Perform cummulatively amounting to Rs.2500 and get Rs.250 voucher, additional. Rs.100 voucher on Ecom txn
1. Customer will be eligible for a Maximum voucher of Rs350 as per the offer eligibility criteria during the entire offer period i.e. from 24th May 2024 to 31st May 2024 (Customer is identified as per Customer ID).
2. Offer valid from 24th May 2024 to 31st May 2024
3. This offer cannot be combined with any other offer eligible on HDFC Bank Debit Card.
4. Offer is not applicable in case of any return / cancellations.
5. For transactions where there is a partial cancellation, we will consider the transaction amount eligible as per offer, only if the post partial refund net amount is greater than or equal to Rs.2500
6. Offer only valid for customers receiving communication through SMS/E-Mail from HDFC Bank.
7. Voucher for this offer will be shared with all winners on their bank registered email address only, within 90 days from the end of qualifying campaign transaction month.
For e.g. for promotional offer done in month of May2024, voucher will be shared with all eligible winners on or before 31st August 2024 on best effort basis.
8. Customer is required to redeem this voucher before expiry period of 1 month from the date of receipt of voucher.
9. Turn-around-time committed with respect to posting of Voucher for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfillment is completed at the earliest. In case of delay in posting or non-posting of Voucher, if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & have the Voucher posted if the customer is eligible as per offer T&C.
10. Any queries/ complaints regarding the offer to be raised only after the end of TAT for Voucher posting of 90 days.
11. ATM withdrawals will not be considered for the offer.
12. Only approved and validated spend/ transaction / payment / purchase made using HDFC Bank Debit Card shall be eligible for the Voucher. Cancelled / Returned Transactions shall not be eligible for this Voucher-based offer. No Offer clubbing shall be permitted.
13. Following purchases or payments shall not be considered for the promotional Voucher offer
- Investment/Insurance products
- Loading of wallets or Payments through wallets
- Credit card bill payments
- International transactions
- Cash on Delivery
- Forex booking, Betting and Gambling based transactions.
- Funds transfer to another account using Debit Card.
- Any fraudulent transaction
- Any International transaction done via Debit card
- Payzapp transactions done via Debit card
- Smartbuy transactions done via Debit card
14. HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
15. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift voucher availed by the Card Holder/s under the said Offer offered by the partner.
16. HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
17. This Offer is made available to the Customer/s selected at the discretion of HDFC Bank.
18. Any TAT committed with respect to receive voucher for a promotional campaign is only indicative & may vary from the actual date of fulfilment; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.
19. In case of delay in posting of voucher if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & do the fulfilment within 2-3 working days if the customer is eligible as per offer T&C.
20. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
21. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
22. Valid for Indian Citizens and residents only.
23. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
24. Wallet Loads transactions (Including Payzapp Wallet Load) will be excluded from all programs.
25. Categories tagging for winner evaluation will be considered as mentioned by VISA / MasterCard.
26. Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar schemes/offers.
27. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Cards Members Agreement.
28. HDFC Bank Debit Card Holders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on ‘best effort’ basis.
29. This offer is non-transferable to any other person.
 
T&C for first offer (300 on 1500)

Perform cumulative txn of Rs.1500 and get Rs.200 voucher, additional Rs. 100 voucher on Ecom Txn.
1. Customer will be eligible for a Maximum voucher of Rs300 as per the offer eligibility criteria during the entire offer period i.e. from 24th May 2024 to 31st May 2024 (Customer is identified as per Customer ID).
2. Offer valid from 24th May 2024 to 31st May 2024.
3. This offer cannot be combined with any other offer eligible on HDFC Bank Debit Card.
4. Offer is not applicable in case of any return / cancellations.
5. For transactions where there is a partial cancellation, we will consider the transaction amount eligible as per offer, only if the post partial refund net amount is greater than or equal to Rs.1500
6. Offer only valid for customers receiving communication through SMS/E-Mail from HDFC Bank.
7. Voucher for this offer will be shared with all winners on their bank registered email address only, within 90 days from the end of qualifying campaign transaction month.
For e.g. for promotional offer done in month of May2024, voucher will be shared with all eligible winners on or before 31st August 2024 on best effort basis.
8. Customer is required to redeem this voucher before expiry period of 1 month from the date of receipt of voucher.
9. Turn-around-time committed with respect to posting of Voucher for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfillment is completed at the earliest. In case of delay in posting or non-posting of Voucher, if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & have the Voucher posted if the customer is eligible as per offer T&C.
10. Any queries/ complaints regarding the offer to be raised only after the end of TAT for Voucher posting of 90 days.
11. ATM withdrawals will not be considered for the offer.
12. Only approved and validated spend/ transaction / payment / purchase made using HDFC Bank Debit Card shall be eligible for the Voucher. Cancelled / Returned Transactions shall not be eligible for this Voucher-based offer. No Offer clubbing shall be permitted.
13. Following purchases or payments shall not be considered for the promotional Voucher offer
- Investment/Insurance products
- Loading of wallets or Payments through wallets
- Credit card bill payments
- International transactions
- Cash on Delivery
- Forex booking, Betting and Gambling based transactions.
- Funds transfer to another account using Debit Card.
- Any fraudulent transaction
- Any International transaction done via Debit card
- Payzapp transactions done via Debit card
- Smartbuy transactions done via Debit card
14. HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
15. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift voucher availed by the Card Holder/s under the said Offer offered by the partner.
16. HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
17. This Offer is made available to the Customer/s selected at the discretion of HDFC Bank.
18. Any TAT committed with respect to receive voucher for a promotional campaign is only indicative & may vary from the actual date of fulfilment; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.
19. In case of delay in posting of voucher if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & do the fulfilment within 2-3 working days if the customer is eligible as per offer T&C.
20. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
21. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
22. Valid for Indian Citizens and residents only.
23. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
24. Wallet Loads transactions (Including Payzapp Wallet Load) will be excluded from all programs.
25. Categories tagging for winner evaluation will be considered as mentioned by VISA / MasterCard.
26. Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar schemes/offers.
27. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Cards Members Agreement.
28. HDFC Bank Debit Card Holders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on ‘best effort’ basis.
29. This offer is non-transferable to any other person.

T&C for second offer (350 on 2500)
Perform cummulatively amounting to Rs.2500 and get Rs.250 voucher, additional. Rs.100 voucher on Ecom txn
1. Customer will be eligible for a Maximum voucher of Rs350 as per the offer eligibility criteria during the entire offer period i.e. from 24th May 2024 to 31st May 2024 (Customer is identified as per Customer ID).
2. Offer valid from 24th May 2024 to 31st May 2024
3. This offer cannot be combined with any other offer eligible on HDFC Bank Debit Card.
4. Offer is not applicable in case of any return / cancellations.
5. For transactions where there is a partial cancellation, we will consider the transaction amount eligible as per offer, only if the post partial refund net amount is greater than or equal to Rs.2500
6. Offer only valid for customers receiving communication through SMS/E-Mail from HDFC Bank.
7. Voucher for this offer will be shared with all winners on their bank registered email address only, within 90 days from the end of qualifying campaign transaction month.
For e.g. for promotional offer done in month of May2024, voucher will be shared with all eligible winners on or before 31st August 2024 on best effort basis.
8. Customer is required to redeem this voucher before expiry period of 1 month from the date of receipt of voucher.
9. Turn-around-time committed with respect to posting of Voucher for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfillment is completed at the earliest. In case of delay in posting or non-posting of Voucher, if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & have the Voucher posted if the customer is eligible as per offer T&C.
10. Any queries/ complaints regarding the offer to be raised only after the end of TAT for Voucher posting of 90 days.
11. ATM withdrawals will not be considered for the offer.
12. Only approved and validated spend/ transaction / payment / purchase made using HDFC Bank Debit Card shall be eligible for the Voucher. Cancelled / Returned Transactions shall not be eligible for this Voucher-based offer. No Offer clubbing shall be permitted.
13. Following purchases or payments shall not be considered for the promotional Voucher offer
- Investment/Insurance products
- Loading of wallets or Payments through wallets
- Credit card bill payments
- International transactions
- Cash on Delivery
- Forex booking, Betting and Gambling based transactions.
- Funds transfer to another account using Debit Card.
- Any fraudulent transaction
- Any International transaction done via Debit card
- Payzapp transactions done via Debit card
- Smartbuy transactions done via Debit card
14. HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
15. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift voucher availed by the Card Holder/s under the said Offer offered by the partner.
16. HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
17. This Offer is made available to the Customer/s selected at the discretion of HDFC Bank.
18. Any TAT committed with respect to receive voucher for a promotional campaign is only indicative & may vary from the actual date of fulfilment; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.
19. In case of delay in posting of voucher if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & do the fulfilment within 2-3 working days if the customer is eligible as per offer T&C.
20. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
21. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
22. Valid for Indian Citizens and residents only.
23. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
24. Wallet Loads transactions (Including Payzapp Wallet Load) will be excluded from all programs.
25. Categories tagging for winner evaluation will be considered as mentioned by VISA / MasterCard.
26. Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar schemes/offers.
27. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Cards Members Agreement.
28. HDFC Bank Debit Card Holders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on ‘best effort’ basis.
29. This offer is non-transferable to any other person.
Now,tell me where do you want buy amd what do you want buy with specifics
 
Now,tell me where do you want buy amd what do you want buy with specifics
Its a DC so I don't want to spend on anything with this just need to fullfill the offer. I can buy Apay gift card to store it for future use also can do a utility transaction with mcc code 4900.

Also as told above I have applied for millennia dc yesterday so this card will be deactivated after I activate that
 
Its a DC so I don't want to spend on anything with this just need to fullfill the offer. I can buy Apay gift card to store it for future use also can do a utility transaction with mcc code 4900
I know that it is a DC.
When I asked specific question, pls try to answer very specifically..
Anyway, I am assuming you want buy amazon pay gift card from Amazon website/app..
If this is the case, then yes it will be considered as ecom txn..

Note: Amazon pay gift card can be purchased from many many places.. that is why I asked where do you want to buy from and what you want to buy...
 
I know that it is a DC.
When I asked specific question, pls try to answer very specifically..
Anyway, I am assuming you want buy amazon pay gift card from Amazon website/app..
If this is the case, then yes it will be considered as ecom txn..

Note: Amazon pay gift card can be purchased from many many places.. that is why I asked where do you want to buy from and what you want to buy...
Yes I know, Smartbuy is already excluded so cannot buy from there. Gyftr doesn't give any benefit. And as in the above thread discussed buying from amazon directly would be the option left. Thanks I will buy from there itself.
 
I am planning to go about the following
1) Purchasing INR 2520 Apay Gift Card from Amazon App
2) Doing a INR 1518.91 recharge for my society maintenance which is considered as 4900 utility mcc.

Hoping to get atleast one sureshot and both if both of them counts.
 
According to you he'll get ₹300 + ₹350 both or only ₹350?
Only one..
This is how it works.
During offer period ie 24 to 31 may
They will take cumulative eligible spends.

1)If cumulative spends are more than 1.5k but less than 2.5k then offer 1 applies.
2)If spends are more than 2.5k then offer 2 applies.
3)If spends are less than 1.5k , no offer applies..

Only the above 3 scenarios would eventuate
 
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