HDFC Digisave Youth Account Blocked Due to EDD — Branch Not Helping

[naman2634]

Hi everyone,

I’m facing an issue with my HDFC Digisave Youth Account, which got blocked on 6th November. I was told to visit the branch to get it resolved.

When I visited the branch today, they informed me that EDD (Enhanced Due Diligence) is required and asked for 2 years’ ITR and a letter explaining the source of funds.

I explained to them that I’m a student and mainly use the account for Amazon Pay wallet transactions (around ₹40,000 per month) to earn 1% cashback. However, they still insisted on the documents and said they can’t close the account unless the EDD is cleared.

The branch staff were not helpful and didn’t provide any alternative solution or escalation contact.

I’m stuck now — can’t operate the account or even close it. Has anyone faced something similar or know what I can do next? Any advice from the Technofino community would be really appreciated.

Thanks in advance 🙏

 

[6ix9ine]

View attachment 114099


Help kardo koi , dusra rasta dhundra bechara

Sab bata diya hai jitna ho sakta tha

Sabse best toh offline hi hai

 

[HumorSimpson]

View attachment 114099


Help kardo koi , dusra rasta dhundra bechara

Which account he wants to close ? If it's TF , @sovon can do in coming months.

 

[sovon]

Which account he wants to close ? If it's TF , @sovon can do in coming months.

Hope for the best 🙏.


Btw after seeing all these kind of things, One thing clicked on my mind that thankfully the employee who opened my account had selected my occupation as salaried, otherwise I did nearly 3L rotation in my account.
Nehi to Mera bhi itne time Tak fasak ho jata

 

[komal]

Hope for the best 🙏.


Btw after seeing all these kind of things, One thing clicked on my mind that thankfully the employee who opened my account had selected my occupation as salaried, otherwise I did nearly 3L rotation in my account.
Nehi to Mera bhi itne time Tak fasak ho jata

Lekin tumhara digisave account nahi hai
So , double security

 

[VasukiVasuki is verified member.]

Hi everyone,

I’m facing an issue with my HDFC Digisave Youth Account, which got blocked on 6th November. I was told to visit the branch to get it resolved.

When I visited the branch today, they informed me that EDD (Enhanced Due Diligence) is required and asked for 2 years’ ITR and a letter explaining the source of funds.

I explained to them that I’m a student and mainly use the account for Amazon Pay wallet transactions (around ₹40,000 per month) to earn 1% cashback. However, they still insisted on the documents and said they can’t close the account unless the EDD is cleared.

The branch staff were not helpful and didn’t provide any alternative solution or escalation contact.

I’m stuck now — can’t operate the account or even close it. Has anyone faced something similar or know what I can do next? Any advice from the Technofino community would be really appreciated.

Thanks in advance 🙏

Go to branch
Ask manager for help
If he can help

As this is not fraud but all transactions done by you
Write it to Pno too attaching same written underwriting..

Branch staff at hdfc is max time Insurance agent promoted to staff that's it

So next time u go talk to branch manager directly.
If you ask politely they will try to help out too .

 

[VasukiVasuki is verified member.]

he's using it to abuse millenia dc...1% cb per month...load to amazon pay and trf to bank once again....itni kam age se hi abuse start ho gaya...his a/c should be blocked and never ever hdfc should give any product to his PAN....set an example...aur idhar log pno ko likho...isko likho...usko likho....looks like abusing is treated as a family birth right....

Man stop your frustration on someone trying to learn this young
It take intelligence to find bug in banking systems
This community is build on support

Digi youth account is not meant for loots. It's only for simple student transactions. You should've opened saving max instead.

Problem is just not with profile

I think all post COVID load are over
And banks looking to clean up they are heavily scrutiny on online opened account

In icici they are blocking account like crazy

 

[ccdc]

Man stop your frustration on someone trying to learn this young
It take intelligence to find bug in banking systems
This community is build on support

Problem is just not with profile

I think all post COVID load are over
And banks looking to clean up they are heavily scrutiny on online opened account

In icici they are blocking account like crazy

Hmm...did he find the bug...no...it takes intelligence to find bug in banking systems...my foot....

Trying to learn by exploiting bugs....when did this become "trying to learn"....again proving my point.... abusing is being treated as family birth right....hindi mein...."baap ki jagir"....



Abuse toh karna hai.....when it comes to accepting the consequences....run like a whipped dog...

 

[sankar7000]

did you "rent" your account for someone else? was your account involved in any hawala transaction ? If it is MOF, then I doubt HDFC can do anything here..

 

[HumorSimpson]

did you "rent" your account for someone else? was your account involved in any hawala transaction ? If it is MOF, then I doubt HDFC can do anything here..

Whats MOF ?

 

[naman2634]

did you "rent" your account for someone else? was your account involved in any hawala transaction ? If it is MOF, then I doubt HDFC can do anything here..

I was using it for my personal expenses on a day to day basis from last 2.5 years.
It was my primary bank account.

 

[VasukiVasuki is verified member.]

Hmm...did he find the bug

It's us not just him and you included

..it takes intelligence to find bug in banking systems...my foot

n proving my point.... abusing is being treated as family birth right....hindi mein...."baap ki jagir"....

Abuse toh karna hai.....when it comes to accepting the consequences....run like a whipped dog...

This language won't be tolerated in the community

Take you anger elsewhere..
Try your frustration at Elon x
If you can't contribute postive better to not point your nose in each conversation to give your hatred

 

[Satyamchoudhary]

Hi everyone,

I’m facing an issue with my HDFC Digisave Youth Account, which got blocked on 6th November. I was told to visit the branch to get it resolved.

When I visited the branch today, they informed me that EDD (Enhanced Due Diligence) is required and asked for 2 years’ ITR and a letter explaining the source of funds.

I explained to them that I’m a student and mainly use the account for Amazon Pay wallet transactions (around ₹40,000 per month) to earn 1% cashback. However, they still insisted on the documents and said they can’t close the account unless the EDD is cleared.

The branch staff were not helpful and didn’t provide any alternative solution or escalation contact.

I’m stuck now — can’t operate the account or even close it. Has anyone faced something similar or know what I can do next? Any advice from the Technofino community would be really appreciated.

Thanks in advance 🙏

Same thing happened with me 2 november, My account has been blocked due to EDD , i visit branch and they haven taken my ekyc and and a letter to unblock account afternoon this same day my account activate, this is normal there is no ITR required, income tax return required when our Bank account is debit freeze due to Profile mismatch and transaction pattern

But there is no income Documents required in EDD , you check your email where this is clearly mentioned

Edd block and Debit Freeze both are different, when account is debit freezed branch Operation head initiate CPV for home verification and then after CPV they Send CPV report and income Documents and transaction Justification to central team and final conduct EDD after all these process within 3-4 days account Regularized

EDD block only took 1 day to unlock account

 

[AkashnAkashn is verified member.]

he's using it to abuse millenia dc...1% cb per month...load to amazon pay and trf to bank once again....itni kam age se hi abuse start ho gaya...his a/c should be blocked and never ever hdfc should give any product to his PAN....set an example...aur idhar log pno ko likho...isko likho...usko likho....looks like abusing is treated as a family birth right....

Man stop your frustration on someone trying to learn this young
It take intelligence to find bug in banking systems
This community is build on support

Problem is just not with profile

I think all post COVID load are over
And banks looking to clean up they are heavily scrutiny on online opened account

In icici they are blocking account like crazy

Hmm...did he find the bug...no...it takes intelligence to find bug in banking systems...my foot....

Trying to learn by exploiting bugs....when did this become "trying to learn"....again proving my point.... abusing is being treated as family birth right....hindi mein...."baap ki jagir"....



Abuse toh karna hai.....when it comes to accepting the consequences....run like a whipped dog...

What bug? What abuse? Its a official offer from HDFC. I see nothing wrong here

 

[naman2634]

Same thing happened with me 2 november, My account has been blocked due to EDD , i visit branch and they haven taken my ekyc and and a letter to unblock account afternoon this same day my account activate, this is normal there is no ITR required, income tax return required when our Bank account is debit freeze due to Profile mismatch and transaction pattern

But there is no income Documents required in EDD , you check your email where this is clearly mentioned

Edd block and Debit Freeze both are different, when account is debit freezed branch Operation head initiate CPV for home verification and then after CPV they Send CPV report and income Documents and transaction Justification to central team and final conduct EDD after all these process within 3-4 days account Regularized

EDD block only took 1 day to unlock account

Thank you so much for explaining this in detail, really appreciate it 🙏

In my case, unfortunately, the branch staff were not at all helpful. I spent around 10 minutes with the officer and clearly asked him about what options I have, since I’m a student and haven’t started filing ITR yet.

I even offered to provide my father’s and sister’s ITR as proof of income, since they are the ones who transfer money to me. But the staff member was very arrogant and didn’t even listen properly. I was patiently requesting him to check if there’s any alternative solution, but he kept insisting that ITR is mandatory and there’s no other option.

I’ve now emailed the Principal Nodal Officer (PNO) explaining everything and requesting to remove the EDD restriction on my account. I’m currently waiting for their reply and hoping they help resolve this soon.

 

[ccdc]

It's us not just him and you included






This language won't be tolerated in the community

Take you anger elsewhere..
Try your frustration at Elon x
If you can't contribute postive better to not point your nose in each conversation to give your hatred

bura lag gaya..........poppins chahiye??

ab iss comment ko kaunse rule ka bahana deke delte karega....???

 

[Odyssey]

One thing I have noticed that few members have become very very rude. Like they are acting as if OP has done something illegal.

It's very sad, that such a good and helpful platform going to be vandalised due to personal arrogance of few "so-called" experts.

@naman2634 bro relax. Drink a glass of water, and DM me. I will explain everything over call. These are just buggers threatening you. Infact, I promise the BM will request you to withdraw complaint with handsfold.

Secondly, rotation, abuse, my foot. Bank's exist there to serve me, and I will use my account whatever way I wish. Go and unload your frustration somewhere else.

 

[sovon]

One thing I have noticed that few members have become very very rude. Like they are acting as if OP has done something illegal.

It's very sad, that such a good and helpful platform going to be vandalised due to personal arrogance of few "so-called" experts.

@naman2634 bro relax. Drink a glass of water, and DM me. I will explain everything over call. These are just buggers threatening you. Infact, I promise the BM will request you to withdraw complaint with handsfold.

Secondly, rotation, abuse, my foot. Bank's exist there to serve me, and I will use my account whatever way I wish. Go and unload your frustration somewhere else.

So that 40k wallet load via millennia dc is not abuse? 🥹🥹🥹

 

[VasukiVasuki is verified member.]

So that 40k wallet load via millennia dc is not abuse? 🥹🥹🥹

No it's dc feature..
That they giving points

After loading we can argue on fair use of wallet or just transferring to bank

 

[pidtechno]

U are right vasuki aise logo ko tf se hatao😡

It's us not just him and you included






This language won't be tolerated in the community

Take you anger elsewhere..
Try your frustration at Elon x
If you can't contribute postive better to not point your nose in each conversation to give your hatred

 

[pidtechno]

One thing I have noticed that few members have become very very rude. Like they are acting as if OP has done something illegal.

It's very sad, that such a good and helpful platform going to be vandalised due to personal arrogance of few "so-called" experts.

@naman2634 bro relax. Drink a glass of water, and DM me. I will explain everything over call. These are just buggers threatening you. Infact, I promise the BM will request you to withdraw complaint with handsfold.

Secondly, rotation, abuse, my foot. Bank's exist there to serve me, and I will use my account whatever way I wish. Go and unload your frustration somewhere else.u are absolutely

Aur kuchh log abuse abuse system ka wrong use chilla raha hai bhai Banda solution dhudhne ne aaaya hai to solution diya karo bande ko harrasment kyu kar rahe ho.aur kya abuse kya loot ye bank ka oficial offer hai to illegal ya abuse wali kuch nahi hai.