HDFC Diners Black Metal Card LFT

[vamseeds]

Can someone point me to benifits of upgrading to Black Metal FYF?

Is 10k + GST fee worth it or should we choose Axis Atlas over it?

Thanks

 

[drsel]

Can someone point me to benifits of upgrading to Black Metal FYF?

Is 10k + GST fee worth it or should we choose Axis Atlas over it?

Thanks

Atlas is far superior.
4% on everything (7 category exclusions) and 10% on direct hotels online and offline, direct flights online and offline

 

[Avatar Aang]

Atlas is far superior.
4% on everything (7 category exclusions) and 10% on direct hotels online and offline, direct flights online and offline

IMO, Atlas is not superior. Yes it gives 4% on everything but DCBM also gives 3.33% on almost everything with less exclusions.
Axis is not reliable.
To be able to get best benefits out of Atlas, one must be good in the miles game. Whereas the DCB provodes simpler redemption option.
Safest transfer partner is Accor, but they don't have great property availability in India as compared to Europe. For Europe accor is definitely best.
DCBM gives 16.5% and 33% on flights and stays respectively.

 

[drsel]

IMO, Atlas is not superior. Yes it gives 4% on everything but DCBM also gives 3.33% on almost everything with less exclusions.
Axis is not reliable.
To be able to get best benefits out of Atlas, one must be good in the miles game. Whereas the DCB provodes simpler redemption option.
Safest transfer partner is Accor, but they don't have great property availability in India as compared to Europe. For Europe accor is definitely best.
DCBM gives 16.5% and 33% on flights and stays respectively.

If you think DCB is so great, then what about Infinia ?

 

[rogerthat]

IMO, Atlas is not superior. Yes it gives 4% on everything but DCBM also gives 3.33% on almost everything with less exclusions.
Axis is not reliable.
To be able to get best benefits out of Atlas, one must be good in the miles game. Whereas the DCB provodes simpler redemption option.
Safest transfer partner is Accor, but they don't have great property availability in India as compared to Europe. For Europe accor is definitely best.
DCBM gives 16.5% and 33% on flights and stays respectively.

I, for one, never ever book flights on OTAs thanks to lessons learned. Always book with the airline directly. When things go south, as they often do, airlines always prioritise pax who booked with them directly. And when it comes to rebooking, rescheduling etc. you can deal with the airline directly instead of fumbling with the travel agent or utterly useless OTA helplines from foreign lands.

 

[Swastik]

If you think DCB is so great, then what about Infinia ?

Well it's Greater...

 

[Swastik]

I, for one, never ever book flights on OTAs thanks to lessons learned. Always book with the airline directly. When things go south, as they often do, airlines always prioritise pax who booked with them directly. And when it comes to rebooking, rescheduling etc. you can deal with the airline directly instead of fumbling with the travel agent or utterly useless OTA helplines from foreign lands.

While i myself rarely book flights with airline over OTA, i do agree that customer service and support is so much better with direct airline
And yes when unfortunate events happen, particularly abroad, airline booking are much better then OTAs to resolve them

 

[Avatar Aang]

If you think DCB is so great, then what about Infinia ?

I don't think it's great. Great was the OG Magnus.
I think DCB and Atlas offer very similar value back for most users. Atlas is best for people who know miles game and DCB is plain simple.
Infinia definately offers better rewards along with better redemption options(Tanishq).

 

[OptiCard]

I guess,

Which one to choose Swiggy LTF or Diners Club Black Metal Paid ??

I already have Millenia as LTF so I don't think I need Swiggy but let me know your thoughts.

 

[Anindya98]

I guess,

Which one to choose Swiggy LTF or Diners Club Black Metal Paid ??

I already have Millenia as LTF so I don't think I need Swiggy but let me know your thoughts.

Get DCB Metal Paid and convert your Millenia to LTF Swiggy if you have Swiggy spends and meet the 1K CB threshold per month.

 

[Swastik]

I guess,

Which one to choose Swiggy LTF or Diners Club Black Metal Paid ??

I already have Millenia as LTF so I don't think I need Swiggy but let me know your thoughts.

If you have high spends and want to redeem for flights, DCBM is great

If you want a free cashback card then swiggy is great,

Mind you DCBM will set on path to Infinia

 

[OptiCard]

If you have high spends and want to redeem for flights, DCBM is great

If you want a free cashback card then swiggy is great,

Mind you DCBM will set on path to Infinia

Correct for targeting Infinia in future it's a good one.

Get DCB Metal Paid and convert your Millenia to LTF Swiggy if you have Swiggy spends and meet the 1K CB threshold per month.

I won't spend much on Swigyy. I even hold HSBC cashback card.
Still, I won't feel I need Swiggy card as I have millennia.

 

[Swastik]

Correct for targeting Infinia in future it's a good one.


I won't spend much on Swigyy. I even hold HSBC cashback card.
Still, I won't feel I need Swiggy card as I have millennia.

Are getting a new DCBM even as you already hold Millennia ?