• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Offer Fulfilled! HDFC Forex Card Load 5X Reward Points Offer

The offer has been fulfilled by the bank/company.
5X Reward Points Offer

Make every online load and reload on your HDFC Bank ForexPlus Card more rewarding! Use your HDFC Bank Credit Card and activate the power of 5X Reward Points Multiplier on every transaction.
multicurrency_platinum_foxexplus_card_banner1.webp
5X Reward points offer details




  • Customers can earn 5X Reward Points for every Forex Card load/reload transaction made using eligible HDFC Bank Credit Cards.
  • Minimum Transaction Value: Rs15,000 per transaction.
  • Maximum Reward Points (RP): Customers can earn a maximum of 15,000 Reward Points per calendar month during the offer period.
  • Offer Period:

    The 5X Reward Points Offer is valid for load / reload transactions settled between 1st January 2025 and 31st March 2025.


  • Card Type
    Base Earn Rate (1X)
    Additional 4XRP Capped at
    15,000
    RPs
    Total: 5X RP
    Max Spends for 5X
    HDFC Bank Regalia First​
    3RP/Rs.150​
    12RP/Rs. 150​
    15 RP/ Rs. 150​
    187500​
    HDFC Bank Regalia​
    4RP/Rs.150​
    16RP/Rs. 150​
    20 RP/ Rs. 150​
    140625​
    HDFC Bank Regalia Activ​
    4RP/Rs.150​
    16RP/Rs. 150​
    20 RP/ Rs. 150​
    140625​
    HDFC Bank Regalia Gold​
    4RP/Rs.150​
    16RP/Rs. 150​
    20 RP/ Rs. 150​
    140625​
    HDFC Bank Diners Privilege/ HDFC Biz Power​
    4RP/Rs.150​
    16RP/Rs. 150​
    20 RP/ Rs. 150​
    140625​
    HDFC Bank Diners Black​
    5RP/Rs.150​
    20RP/Rs. 150​
    25 RP/ Rs. 150​
    112500​
    HDFC Bank Diners Black Metal/HDFC Biz Black Metal​
    5RP/Rs.150​
    20RP/Rs. 150​
    25 RP/ Rs. 150​
    112500​
    HDFC Bank Infinia​
    5RP/Rs.150​
    20RP/Rs. 150​
    25 RP/ Rs. 150​
    112500​
    HDFC Bank Infinia Metal​
    5RP/Rs.150​
    20RP/Rs. 150​
    25 RP/ Rs. 150​
    112500​

  • The offer is applicable exclusively for load / reload of HDFC ForexPlus Cards done using an HDFC Bank Credit Cards: HDFC Bank Regalia First, HDFC Bank Regalia, HDFC Bank Regalia Activ, HDFC Bank Regalia Gold, HDFC Bank Diners Privilege, HDFC Bank Diners Black, HDFC Bank Diners Black Metal, HDFC Bank Infinia and HDFC Bank Infinia Metal Credit Card
  • 5X reward points will be credited as: 1X reward points + additional 4X Reward Points. Additional 4X reward points are capped at 15,000 reward points per calendar month. 1X reward points will continue as is without any capping
  • A minimum spend of Rs. 15,000 per transaction is required to be eligible for additional 4X reward points
  • The limits are over and above the limits of HDFC SmartBuy

Issuance Fee Waiver Offer
There is another offer running on the issuance of an HDFC ForexPlus card where the joining fees get waived if you load a minimum of 1,000 USD or equivalent value of another currency. Check this out.


My Experience

Since I have an international trip planned next month to Japan I tried to apply HDFC ForexPlus Card (multicurrency card) and load some 2,00,000 Yen to the card to compare the actual reward rate. While Google is showing the exchange rate of 2L Yen equal to 112150 INR, HDFC is charging me some 1,16,695 INR including loading charges of around 195. It equates to a direct loss of approximately 4.01% since HDFC has higher Forex rates. But with a 16.66% (5X) reward rate on my Diners Club Black credit card, this deal is too good since it would leave me a net reward rate of 12.65% which handsomely beats even the reward rates of Axis Olympus and Axis Reserve. This is a good offer especially if you hold Diners Black or above credit cards.

Loading in USD is proving to be much cheaper since only approximately 2% charge is being applied so if you want to get a card then go for Regalia Plus Forex card since although it can be loaded only in USD but can be used to pay in any currency worldwide since it has zero cross currency markup charges.

Screenshot 2025-02-04 at 1.51.26 PM.webp Screenshot 2025-02-04 at 1.51.40 PM.webp
Screenshot 2025-02-04 at 3.51.18 PM.webp
 
Last edited:
Transaction settlement date is taken as the month for which points are eligible
Txn date is 28th in my statement which got generated, so surely it got settled on the same day. Smartbuy 5x I have bought till 12AM last day of the month and always got 5x for the same month. Anyway I will wait for day or two before loading for March.
 
sorry if this is already addressed.. the main post says that the 5x is over an above Smartbuy 15k limit.. but did not see such reference at HDFC side.
can someone confirm if this is true and the 15k is above the std 15k limit.?
 
sorry if this is already addressed.. the main post says that the 5x is over an above Smartbuy 15k limit.. but did not see such reference at HDFC side.
can someone confirm if this is true and the 15k is above the std 15k limit.?
Many user received 15k points for forex for feb and also seprate points for smartbuy purchase like flights and hotel etc. so its definitely seprate quota and also dcb card received 15k for forex (smartbuy limit only 10k).
 
Hi my wife has an infinia and me an addon. Do u think it’s ok if I do transaction on my card any buy in my name only rather than wife card number. It’s 15000 points per account level isn’t it
 
Hi my wife has an infinia and me an addon. Do u think it’s ok if I do transaction on my card any buy in my name only rather than wife card number. It’s 15000 points per account level isn’t it
as it is add-on card, max 15k points only. (to my knowledge).
if the card number is different for both, then it could be separate points. in my case, add-on card has same CC number
 
Applied for the personalized card without making any payment (Used code VIRTUAL). Will load the card after collecting the card and activating.
 
as it is add-on card, max 15k points only. (to my knowledge).
if the card number is different for both, then it could be separate points. in my case, add-on card has same CC number
AFAIK addon card points are not separate. You can use bank discount offer twice if both cards has different number else many users have accumulated forex worth of 5000usd by using all add on cards.
 
I did my calculations...It is not worth for regalia gold.....this offer is worth only if you have Diners or Infinia card..
 
Does diners black metal = biz black metal? Or no reward for biz black?
And if someone holds two credit cards they can get reward points for both till 15000 or only one time at customer id level?
Did you try loading forex through Biz black? Do we get 5x for it?
 
Did you try loading forex through Biz black? Do we get 5x for it?
NO i havent tried because of no clear mention of biz black cc for reward point. In savings calculator on smartbuy portal no bizblack is present but still reward point awarded according to diners black metal. So may be available but somebody has to check and confirm.
 
I just picked up the card this morning, had called my RM in advance that I will be picking it up. Took about 5 mins, mostly for him to xerox my DL for ID proof. She also asked my custId to verify.

They didn't ask for passport.

Will activate tonight or tomorrow, will update here
You did gave passport copy for the forex card application?
 
What is the merchant name shown in the txn when reloading the forex card? Mine shows "Hdfc bank prepaid cardmum"
 
Back
Top