HDFC Giga Savings Account

[mnn]

I am interested to open HDFC Giga saving account.
I have many questions regarding this account but there is no such information about this account on whole community page.

Does this account will give pre approved offers like other saving accounts ?

Can we convert and upgrade this account later ?

 

[Anupama_Jha]

Better open regular one.

After getting cust id, u can additionally open giga one by visiting branch under same cust🆔

Increases chances of getting pre-approved offers

 

[mnn]

Better open regular one.

After getting cust id, u can additionally open giga one by visiting branch under same cust🆔

Increases chances of getting pre-approved offers

I am considering DigiSave Youth in Semi Urban (In My Home town)

Does this account will generate pre approved CC offers in near future after using as a primary ac.

 

[Anupama_Jha]

I am considering DigiSave Youth in Semi Urban (In My Home town)

Does this account will generate pre approved CC offers in near future after using as a primary ac.

IMO: Less chances than regular one.

For extra ₹2500 amb, would suggest regular savings account.

 

[ashwinkashwink is verified member.]

I am considering DigiSave Youth in Semi Urban (In My Home town)

Does this account will generate pre approved CC offers in near future after using as a primary ac.

Digi save youth will also provide pre approved offers for customers and in fact I have even seen BSBDA holders too get pre approved offers as well 🥸

 

[GTSaketh]

Digi save youth will also provide pre approved offers for customers and in fact I have ever seen BSBDA holders too get pre approved offers as well 🥸

Can confirm. I have digisave account

 

[nh124001]

can salaried open this account( i already has savings max preferred with hdfc ), i am interested as it can give me giga debit card, which can be helpful for cc payments 😛

 

[praful47]

I opened digisave account on 15 jan..... from when AMB will start counting ?

 

[Adityavikramsingh]

But hdfc only issues cards after 21 years

 

[mnn]

So finally I decided to go for DigiSave Youth currently (because later I will upgrade it to Max ).

So which profession should I choose for higest chances of pre approved CC offers (I have income sources from multiple prop. firms as a professional income.)

and how much annual income ? (for best experience because nowdays if we put lower income slab while opening account and there after if we do high sum of txns than account freeze issues happen)

And I am choosing my home branch in semi urban area (my hometown)
And putting communication address in Urban area (where currently I am living)
So does it affect pre approved offers algorithm??

Please explain wisely....
Thank you 😊 🙏

 

[ashwinikumar900]

I am interested to open HDFC Giga saving account.
I have many questions regarding this account but there is no such information about this account on whole community page.

Does this account will give pre approved offers like other saving accounts ?

Can we convert and upgrade this account later ?

I have updated my account into GIGA account few months back. Pre-approved offer-I don't think is dependent on just the account variant, mostly NRV etc.

 

[mnn]

So finally I decided to go for DigiSave Youth currently (because later I will upgrade it to Max ).

So which profession should I choose for higest chances of pre approved CC offers (I have income sources from multiple prop. firms as a professional income.)

and how much annual income ? (for best experience because nowdays if we put lower income slab while opening account and there after if we do high sum of txns than account freeze issues happen)

And I am choosing my home branch in semi urban area (my hometown)
And putting communication address in Urban area (where currently I am living)
So does it affect pre approved offers algorithm??

Please explain wisely....
Thank you 😊 🙏

Any update on this guys ?

Adding....

Error while opening new hdfc account
First a reference no generated and later api generation failed....

I am totally new to hdfc bank thus these errors are happening.

And branches are demanding 2L minimum initial funding.

What to do next ??