Abhishek012
TF Pioneer
Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card)+ Earn Reward/Cashback:
Note - Snapay transaction category is Utility (MCC - 4900). Only few selected credit cards you will get the benefit and Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.
Snapay 0.5% offer always showing valid only for Visa credit cards but you can also use RuPay credit card, personally verified many times earlier with RuPay credit cards.
Offer -
Go to Utility payment option >> choose low priority and payment method choose "Visa offers" option (remember - RuPay credit card user also choose "Visa offers" option)
Now proceed to pay option -
Here enter your Visa credit card or RuPay credit card and pay (dnt use Mastercard credit card) -
Tips:
Use Amazon ICICI Credit Card and get Flat 1% Cashback but dnt pay more than 50k otherwise ICICI will charge you 1%+GST for Utility spend. Also remember, if you already pay Utility payment somewhere else on this billing cycle then dnt cross all Utility transactions combined more than 50k.
Best card i think HDFC Infinia Visa variant. You will get highest Cashback on Utility spend.
Keep in mind that these days, many banks charge 1% + GST on utility spending beyond a certain limit. Avoid crossing that limit in your billing cycle; otherwise, 1% + GST charge will apply.
Note - Snapay transaction category is Utility (MCC - 4900). Only few selected credit cards you will get the benefit and Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.
Snapay 0.5% offer always showing valid only for Visa credit cards but you can also use RuPay credit card, personally verified many times earlier with RuPay credit cards.
Offer -
Go to Utility payment option >> choose low priority and payment method choose "Visa offers" option (remember - RuPay credit card user also choose "Visa offers" option)
Now proceed to pay option -
Here enter your Visa credit card or RuPay credit card and pay (dnt use Mastercard credit card) -
Tips:
Use Amazon ICICI Credit Card and get Flat 1% Cashback but dnt pay more than 50k otherwise ICICI will charge you 1%+GST for Utility spend. Also remember, if you already pay Utility payment somewhere else on this billing cycle then dnt cross all Utility transactions combined more than 50k.
Best card i think HDFC Infinia Visa variant. You will get highest Cashback on Utility spend.
Keep in mind that these days, many banks charge 1% + GST on utility spending beyond a certain limit. Avoid crossing that limit in your billing cycle; otherwise, 1% + GST charge will apply.